5 Reasons Not to Convert to a Roth IRA in 2026 moneywise.com5 critical reasons not to convert to a Roth IRA in 2026. It can do more harm than good without you even knowing it Yahoo Finance1 Major Reason to Open a Roth IRA in 2026 The Motley FoolSuze Orman urges caution on gold and Roth conversions Traders UnionHere’s why most US retirees with less than $2,000,000 should avoid Roth conversions. Are the odds against you, too? moneywise.com