Topline:

Californians are most likely to name wildfires as the top environmental issue facing the state and are very concerned about the rising costs associated with climate change, according to a recent survey by the Public Policy Institute of California.

A key economic finding: Californians generally want state and local governments to do more to address climate change, but when asked if they’re willing to spend more money on renewable energy, most respondents said “no.” This marks a continuing decline. In 2016, 56% of respondents were willing to spend more. Today, just 40% are.

Housing and climate: Out of roughly 1,700 respondents polled earlier this month, 60% said they were very concerned that home insurance will become more expensive, and almost as many said they will be unable to obtain home insurance due to climate change risks.

Read on … to hear what researchers found surprising and for more findings from the survey.

Californians are most likely to name wildfires as the top environmental issue facing the state and are very concerned about the rising costs associated with climate change, according to a recent survey by the Public Policy Institute of California.

Although Californians understand climate change poses a personal and financial risk to their lives and generally want state and local governments to do more to address it, when asked if they’re willing to spend more money on renewable energy, most respondents said “no.”

This marks a continuing decline. In 2016, 56% of respondents were willing to spend more. Today, just 40% are.

Costs outweigh benefits

While renewable energy is generally cheaper than oil and gas, investing in the infrastructure to transition from a fossil fuel economy to a renewable energy economy is pricey. That includes the costs like installing high-speed EV chargers and reinforcing the electric grid. How to fund those projects is a conundrum for policymakers.

“Affordability and cost of living are generally the top issues that Californians say the state is facing,” said Lauren Mora, a survey analyst at the Public Policy Institute of California.

“Californians are already not happy with the costs that they’re paying on energy bills. And when we ask about the possibility of paying more, Californians are just not for it.”

Insurance is a big concern

Still, as climate disasters become more frequent and more intense due to the effects of human-caused climate change, many are worried that they’ll have to pay more for home insurance.

Out of roughly 1,700 respondents polled earlier this month, 60% said they were very concerned that home insurance will become more expensive, and almost as many said they will be unable to obtain home insurance due to climate change risks.

“A lot of people are understandably concerned about how this may affect their ability to afford their home,” said Michael Wara, climate and energy expert at Stanford. “And, of course, everyone in California is struggling to afford their home in the first place. So this is like a wild card that they’re being dealt by climate change and wildfire.”

A partisan divide on top concerns

There were clear partisan differences in survey responses. While about a third of Democrats named global warming as the top environmental issue facing the state, 42% of Republicans chose government overregulation. Independents were most likely to choose wildfires.

Despite their concerns about rising costs, 55% of Californians surveyed believe that stricter state environmental regulations are worth it. (Generally, environmental regulations can cause some short-term loss of profit for businesses but pay for themselves with healthier people, averted hospital visits and fewer premature deaths.)

Most surveyed by PPIC, 6 in 10, favor the state government making its own policies, separate from the federal government, on climate change, and a similar majority said they want to see the government do more.

“I thought it was really interesting, there was a general dissatisfaction expressed with the amount of effort that the state and local governments are putting into this problem,” Wara said. “I think the state has been trying to do a lot. Local governments have been trying to do a lot as well. But there’s a recognition that we need to do even more. And so what does that look like?”

That could mean spending more money on local fire departments or the California Department of Forestry and Fire Protection. It could also mean paying more to prepare neighborhoods and cities for fire or sea level rise.

What California wants to see next

While Californians seem to want more action on climate change and are willing to support it — notably, state voters passed a $10 billion climate bond with almost 60% support in November — they are simultaneously and understandably wary of paying more money for anything. That could include paying higher prices for more sustainable home insurance or extra fees for electrical infrastructure investments.

“Californians have a preference for environmental quality, that’s been true forever,” Wara said. “[But] can they afford to express that preference in their choices? It’s getting harder and harder for them to afford that.”

PPIC published a detailed analysis of the survey on its website.