What to do if Social Security benefits were overpaid
Beneficiaries that have been overpaid will have 90 days to submit a waiver or repayment plan or get a cut in benefits.
August Social Security payments will follow the standard schedule, but some recipients may see smaller checks due to overpayment recoupment.Recipients who started receiving benefits before May 1997 will be paid on Aug. 1.Supplemental Security Income (SSI) payments will be issued on Aug. 1.
Social Security payments in August will follow a normal schedule for Michigan retirees and others who receive money, however those who were previously overpaid by the Social Security Administration may see smaller benefit checks.
The agency was expected to begin withholding 50% of benefits for those who have been overpaid, but have yet to begin repayments.
The SSA hasn’t released a number of how many recipients may have been overpaid. However, a February 2025 report by the SSA’s Office of the Inspector General found the agency overpaid $13.6 billion in Social Security benefits during fiscal years 2020 to 2023. About three-fourths of overpayments (72%) happened because beneficiaries did not successfully report information to SSA that negatively affected their benefits. Such information could include additional salary or retirement earnings and changes in medical condition, such as the end of a disabling condition.
Social Security benefits — paid mostly to recipients who are older or retired — are typically paid on Wednesdays. If your birthdate falls between the first and 10th days of the month, you are issued payments on the second Wednesday of the month (this month, that’s Aug. 13), according to Social Security Administration’s calendar.
Subsequent payments go out weekly: recipients born between the 11th and 20th are paid on the third Wednesday (Aug. 20), and those born after the 20th of the month get payments on the fourth Wednesday of the month (Aug. 27), according to the SSA calendar. Social Security recipients who began getting benefits before May 1997 are paid on Aug. 1.
Here’s what to know about Social Security payments in August 2025:
Social Security payment schedule for August
The Social Security Administration’s yearly schedules of benefit payments for 2025 and 2026 are available online, so you can check the calendar for budgeting purposes.
Regular Social Security retirement benefits for the month of August will be sent out on the SSA’s usual schedule:
Wednesday, Aug. 13:Â Birth dates between the first and 10th of the month.Wednesday, Aug. 20:Â Birth dates between the 11th and 20th of the month.Wednesday, Aug. 27:Â Birth dates between the 21st and 31st of the month.What should I do if I don’t get my social security payment?
According to the SSA, if you don’t receive your payment on the scheduled date, wait three days additional days then call their office.
What is the maximum Social Security retirement benefit payable?
The maximum benefit depends on the age of which you retire. For example, if you retire at full retirement age in 2025 (for those born in 1958 or earlier), your maximum benefit would be $4,018.Â
What is a ‘my Social Security’ acount? How do I make one?
My Social Security allows recipients can make an online account via Social Security to manage their personal record.
New accounts are created using ID.me or Login.gov, If unable to create your personal my Social Security account, make an appointment with your local Social Security office.
Where are the social security offices in Michigan?
There are 48 offices in Michigan, and to find an office near you recipients may use the office locator by entering your zip code on the Social Security’s website.
SSI payment schedule for August, rest of 2025 and into 2026
Recipients of Supplemental Security Income checks will be issued payments on the first business day of the month, which is Friday, Aug. 1. SSI checks will be sent out on the following dates in 2025 and early 2026, according to the SSA calendar:
Friday, Aug. 1, 2025 (Check for August 2025)Friday, Aug. 29, 2025 (Check for September 2025)Wednesday, Oct. 1, 2025 (Check for October 2025)Friday, Oct. 31, 2025 (Check for November 2025)Monday, Dec. 1, 2025 (Check for December 2025)Wednesday, Dec. 31, 2025 (Check for January 2026)Friday, Jan. 30, 2026 (Check for February 2026)Friday, Feb. 27, 2026 (Check for March 2026)What is SSI?
Supplemental Security Income (SSI) is a benefit program for persons with limited income or resources, those aged 65 or older, and those who are blind or have a qualifying disability. Children with qualifying disabilities are also eligible, according to the SSA’s website. Adults who qualify for SSI typically do not have monthly wages above $2,019.
If you think you may be eligible for SSI, you can begin the application process online, in person at your local Social Security office, or by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8 a.m. to 7 p.m. local time during the work week.