Can’t decide on the ‘right’ time? Here’s what you need to consider

If you don’t want your children to have to wait until you’re gone, what is the case for early inheritance? Photo: Getty.

If you don’t want your children to have to wait until you’re gone, what is the case for early inheritance? Photo: Getty.

A financial adviser I know has a tip for retired couples who ask for advice on what to do with their pension lump sum, especially if they’re nervous about spending it.

His recommendation: “If you don’t fly first class, your son-in-law will.”