For a lot of us, working out is mostly about the short-term benefits. We want to be fitter, faster and stronger, and if you train all those things consistently, they will happen in the space of a few weeks or months.

However, the long-term benefits of regular training are even more important, especially when you hit midlife and want to both maintain your fitness and protect your health for the years ahead. Getting your training right in your 40s and 50s is almost like paying into a fitness pension, says fitness expert Joe Warner.

“You pay into a pension with your money, why wouldn’t you do it with your health?” Says Warner. “It’s never too late, but you have to start doing it because it’s not exactly like your pension, where you might be able to suddenly make a massive deposit at 70 — it’s accruing all the time.”

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I spoke to Warner to get his advice on the things people should be doing to pay into their fitness pension and set themselves up for better health in later years, and these are the five key takeaways on how you should set up your training.

mobility and flexibility work, which will not only help you move better in later life but can help with your workouts in the here and now and reduce the aches and pains that become more common in midlife.

“A lot of people think ‘I’m getting weaker’ and quite often it’s actually their tendons getting tighter,” says Warner. “There’s a lot of tightness because we’re very sedentary now, so a lot of those muscle aches are probably joint or mobility issues.”

This 10-minute mobility routine is a good place to start; try adding it to your morning each day, and you’ll notice the benefits in no time.

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