Bill Cosby has been claiming he is too poor to afford the $59 million damages a California court ruled he should pay this week after losing a sex assault lawsuit.

But sources close to the once-beloved entertainer, 88, estimate his net worth is even larger than a reported figure of $128 million from his properties, art collection and residuals from his career.

In a deposition for the civil trial, Cosby complained about being iced out of working for over 10 years and claimed, “My net worth has gone down like a submarine with no motor.”

Bill Cosby, surrounded by supporters, celebrates his prison release outside his Elkins Park, Pa., mansion in 2021. Stephen Yang for NY Post

The Elkins Park mansion, located near Philadelphia, where Bill Cosby grew up and played college football, was financed via the massive career he once had. Getty Images

Over that time, he was sent to prison for drugging and sexually assaulting a woman, a conviction which was overturned on appeal. The jury in the civil trial, which just concluded, found the claims of another woman who accused him of drugging and sexually assaulting her, ex-waitress Donna Motsinger, to be true.

“The judge made him turn over all his financials [before the damages were rendered],” Cosby’s former manager, Andrew Wyatt, told The Post. “They looked at his net worth and said its $128 million. But it might be a little more. You have to look at the massive art collection.”

Cosby and his wife, Camille, 82, possess museum-worthy works of art. According to Bloomberg Businessweek, in 2018, there were at least 300 works, including paintings by Picasso, Renoir, Rembrandt and Matisse.

One residence on the massive property that the Cosbys own in Shelburne, Mass., has a sing reading: “If you are not invited DO NOT pass through these gates.” AP

Bill Cosby, far from his life of mansions and private chefs, is led in shackles from the Montgomery County Courthouse. Getty Images

The couple’s former curator, David Driskell, claimed in an early 2000s book that they have “the most significant collection in the hands of an African American family.”

The couple also has several prestigious properties, including an estate in Shelburne Falls, Mass., which sources say he has been offered $30 million for in 2016.

Sitting on 650 acres, with around five buildings, the property is where Cosby retreated following his release from prison in 2021, after serving three years of a 10-year sentence.

There he is tended to by a driver and chef, and the spread boasts a gym, a barn-sized entertainment center and Black Angus cows, according to Wyatt.

 “He has all the luxuries that an 88-year-old person [could want],” he said.

Bill Cosby’s mock-Tudor mansion in Pacific Palisades, Calif., apparently boasts leather floors. Associated Press

Cosby’s limestone townhouse at 18 East 71st Street in Manhattan was recently sold for more than $20 million. J.C. Rice

Cosby’s townhouse on East 61st Street in Manhattan remains in his real estate portfolio. Google maps

He and Camille also have a 4,500-square-foot, four-bedroom home in Pacific Palisades, Calif., with four bedrooms, four baths, a gated driveway and leather floors. An offer of $14 million was made for it in 2016 but it was turned down

Near Cosby’s hometown of Philadelphia, in Elkins Park, they own an estate, with its 8,940-square-foot home, purchased in 1983 for $225,000. It is estimated to be worth $7.5 million. 

In New York City, the family has a townhouse on East 61st Street, valued at $7 million.

This Thomas Hart Benton painting, called “Going West,” was sold by Camille Cosby. It is one example from what is apparently an extensive Cosby collection.

This paintng, “The Lesson,” was used as collateral to secure a multi-million-dollar loan.

All of the Cosbys homes are under the name of Bill’s wife, Camille, who set about securing a collateral loan on some art pieces. Getty Images

Wyatt noted all the properties are in Camille’s name, rather than Cosby’s.

Cosby recently sold another Manhattan digs, on East 71st Street, for $28 million, and he unloaded a 9,500-square-foot Santa Monica, Calif., building for $11.8 million in 2015 and three years later moved two commercial properties for another $26 million.

In 2018, Camille sold a painting by Thomas Hart Benton, “Going West,” and used another one, “The Instruction” as collateral on a $3 million loan.

According to Bloomberg Businessweek, the loan was facilitated by Asher Edelman’s art finance firm. “It came to me through an agent,” Edelman, who made the loan and was paid back, told The Post. “That agent charged them a very big fee for getting this loan because, I gather, it was difficult to get at the time. She was the borrower and she was the owner, according to the documents.”

Dealing with blindness, Bill Cosby enjoys listening to sports on the radio. WireImage

Gallery owner Buck Kiechel told Bloomberg Businessweek that he estimates the combined value of the two Bentons to be in the $12 to $14 million range.

In his deposition for the civil trial, Cosby complained about having “not worked in 10 years” and having not “earned a cent through my being an entertainer, a writer, a television performer, except in reruns.” However, that may change soon.

Last year, Netflix greenlit a reboot of “The Cosby Show” spinoff “A Different World.” Cosby was involved in creating the original, which aired from 1987 to 1993.

The gated entry and a sign warning away trespassers is designed to ward off those who want a glimpse of Bill Cosby’s posh digs in Elkins Park, Penn. Getty Images

“Given that it’s Netflix and he would be getting both an executive producer credit and extra for agreeing to keep his name off, I’d say the range [Cosby would receive] is $75,000 to $100,000 per episode,” a network executive said according to Kim Masters at news website Puck. Netflix has apparently committed to 10 episodes.

Cosby’s lawyer declined to comment when approached by The Post. The ex-funnyman now leads a somewhat reclusive life. He is legally blind and spends the majority of his time sequestered in the Shelburne Falls estate.

“Mr. Cosby watches a lot of ‘Gunsmoke’ that’s his favorite show,” said Wyatt, pointing out that Cosby’s blindness prevents him from being able to actually see the TV screen. “He listens to a lot of sports. He’ll be listening to March Madness.”

Perhaps aiming to put a favorable spin on things, but actually making Cosby’s life sound sad and lonely, Wyatt recalled from the post-disgrace days when he managed the once beloved funny man, “He would call me at five in the morning and we would have at least 15 calls a day.”

As for in person social-interaction, Wyatt said, “Mrs. Cosby has pretty much kept him secluded. Everything is done over the phone.”

Although almost everyone else has deserted Cosby, Camille is the one constant he can count on. “I’m going to support him right to the end,” she told a Shelburne Falls local who conveyed this to The Post.