Many people are overpaying for internet services, but with a few simple hacks, you can significantly reduce your bill. Most homes only need 300 megabits for streaming, video calls and email on up to three devices, yet the average American pays around $100 a month for more speed than necessary. Real deals are available, such as Xfinity and AT&T offering 300 megabits for $55 a month, though Xfinity requires a five-year commitment. Verizon offers a similar plan for $60 a month, locked in for three years. Switching to these plans could save you hundreds.Another way to save is by stopping the rental of your modem and router. Providers typically charge a $15 monthly rental fee, which amounts to nearly $1,000 over five years. Instead, purchase your own modem and router combo for $165 and eliminate this fee entirely.Finally, consider using free hot spots from public libraries to avoid expensive hot spot data charges when traveling. Many libraries allow you to borrow hot spots for free, similar to checking out a book. You can take it anywhere and enjoy free Wi-Fi. Some libraries offer a borrowing period of 21 days, while others allow you to keep it for an entire month.

Many people are overpaying for internet services, but with a few simple hacks, you can significantly reduce your bill.

Most homes only need 300 megabits for streaming, video calls and email on up to three devices, yet the average American pays around $100 a month for more speed than necessary. Real deals are available, such as Xfinity and AT&T offering 300 megabits for $55 a month, though Xfinity requires a five-year commitment. Verizon offers a similar plan for $60 a month, locked in for three years. Switching to these plans could save you hundreds.

Another way to save is by stopping the rental of your modem and router. Providers typically charge a $15 monthly rental fee, which amounts to nearly $1,000 over five years. Instead, purchase your own modem and router combo for $165 and eliminate this fee entirely.

Finally, consider using free hot spots from public libraries to avoid expensive hot spot data charges when traveling. Many libraries allow you to borrow hot spots for free, similar to checking out a book. You can take it anywhere and enjoy free Wi-Fi. Some libraries offer a borrowing period of 21 days, while others allow you to keep it for an entire month.

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