Last season’s politicking for the final College Football Playoff spot will have nothing on what this year will bring, according to our preseason CFP and bowl projections.
Our 12-team CFP field includes five SEC teams, three from the Big Ten, Notre Dame and one each from the Big 12, ACC and American. Based on Stewart Mandel’s conference previews, the final spot would come down to seven Power 4 teams with three losses, including ACC runner-up Miami (10-3) and Big 12 runner-up Kansas State (10-3). We predicted Georgia (9-3), which boasts one of nation’s more difficult conference schedules, would earn that spot.
A couple of surprise teams will qualify for the Playoff. We’re going with Iowa and Texas A&M, both at 10-2.
One notable change to this year’s CFP format: The top four teams in the rankings will earn the top-four seeds and first-round byes, regardless of whether they’re conference champions. Those teams will slot into the Cotton (Dec. 31), Orange (Jan, 1), Rose (Jan. 1) and Sugar (Dec. 31) bowls on Dec. 31 and Jan. 1. Teams seeded 5-8 will host seeds 9-12 on Dec. 19-20.
College Football PlayoffBowlMatchup
Playoff
Dec. 19, 2025

7 Ohio State

10 Arizona State
Playoff
Dec. 20, 2025

6 Texas A&M

11 Georgia
Playoff
Dec. 20, 2025

5 LSU

12 Tulane
Playoff
Dec. 20, 2025

8 Clemson

9 Iowa
Cotton
Dec. 31, 2025

3 Alabama
A&M/UGA winner
Orange
Jan. 1, 2026

4 Notre Dame
LSU/Tulane winner
Rose
Jan. 1, 2026

1 Penn State
Clemson/Iowa winner
Sugar
Jan. 1, 2026

2 Texas
OSU/ASU winner
Fiesta
Jan. 8, 2026
QF winner
QF winner
Peach
Jan. 9, 2026
QF winner
QF winner
Championship
Jan. 19, 2026
SF winner
SF winner
Remaining bowlsBowlMatchup
LA
Dec. 13, 2025

Pac-12 6 UCLA

MWC 1 Boise State
Salute to Veterans
Dec. 16, 2025

Sun Belt Georgia Southern

MAC Northern Illinois
Cure
Dec. 17, 2025

Sun Belt James Madison

ESPN Toledo
68 Ventures
Dec. 17, 2025

Sun Belt South Alabama

MAC Central Michigan
Myrtle Beach
Dec. 19, 2025

Sun Belt Old Dominion

G5 UConn
Gasparilla
Dec. 19, 2025

SEC/ACC/AAC South Carolina

American/SEC/ACC USF
Famous Idaho Potato
Dec. 22, 2025

MWC San Jose State

MAC Miami (OH)
Boca Raton
Dec. 23, 2025

G5 Liberty

G5 Appalachian State
New Orleans
Dec. 23, 2025

Sun Belt Louisiana

CUSA Louisiana Tech
Frisco
Dec. 23, 2025

G5 Texas State

G5/TBD Houston
Hawai’i
Dec. 24, 2025

MWC Hawaii

American UTSA
GameAbove Sports
Dec. 26, 2025

Big Ten 8 Rutgers

MAC Buffalo
Rate
Dec. 26, 2025

Big Ten 7 Minnesota

Big 12 6 Iowa State
First Responder
Dec. 26, 2025

TBD Oregon State

TBD TCU
Military
Dec. 27, 2025

American Army

ACC 7 Georgia Tech
Pinstripe
Dec. 27, 2025

Big Ten 6 Michigan State

ACC 4-6 Pittsburgh
Fenway
Dec. 27, 2025

ACC 8 North Carolina

American Navy
Arizona
Dec. 27, 2025

MWC UNLV

MAC 2 Ohio
Pop-Tarts
Dec. 27, 2025

Big 12 3 BYU

ACC 2-4 Duke
New Mexico
Dec. 27, 2025

MWC Colorado State

TBD Colorado
Gator
Dec. 27, 2025

ACC 2-4 Miami (FL)

SEC 3-8 Oklahoma
Texas
Dec. 27, 2025

Big 12 4 Texas Tech

SEC 3-8 Auburn
Birmingham
Dec. 29, 2025

ACC/SEC/American Syracuse

American/ACC/SEC Memphis
Independence
Dec. 30, 2025

Big 12 7 Baylor

CUSA Western Kentucky
Music City
Dec. 30, 2025

Big Ten 5 Illinois

SEC 3-8 Ole Miss
Alamo
Dec. 30, 2025

Big 12 2 Kansas State

Pac-12 2 Oregon
ReliaQuest
Dec. 31, 2025

Big Ten 3 Indiana

SEC 3-8 Florida
Sun
Dec. 31, 2025

ACC 4-6 NC State

Pac-12 5 USC
Citrus
Dec. 31, 2025

Big Ten 2 Nebraska

SEC 2 Missouri
Las Vegas
Dec. 31, 2025

Pac-12 3 Utah

Big Ten 4 Michigan
Armed Forces
Jan. 2, 2026

MWC Air Force

American North Texas
Liberty
Jan. 2, 2026

Big 12 5 Kansas

SEC 3-8 Vanderbilt
Duke’s Mayo
Jan. 2, 2026

SEC 3-8 Tennessee

ACC 4-6 Louisville
Holiday
undefined NaN, NaN

ACC 2-4 SMU

Pac-12 4 Washington
Bahamas/TBD
undefined NaN, NaN

MAC Bowling Green

CUSA Middle Tennessee
The power conferences have contracts with non-CFP bowls that expire after the current season, but old ties remain for the former Pac-12 members scattered across four different conferences. Like last year, the Pac-12’s previous bowls will choose from the league’s current (Oregon State and Washington State) and former members.
The former Bahamas Bowl, which is owned by ESPN Events, will resurface at an undetermined date and location. The Holiday Bowl has yet to learn its game date. And once again, Academic Progress Rate (APR) data will determine which, if any, 5-7 teams qualify for a bowl.
(Photo: Julio Aguilar / Getty Images)
Aug 23, 2025
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