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Personal finance

10789 posts
PPersonal finance
Their Parents Were 'Terrible With Money' And Left Them Nothing. Now A Millionaire Wonders Why More People Don't Think About Generational Wealth
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Their Parents Were ‘Terrible With Money’ And Left Them Nothing. Now A Millionaire Wonders Why More People Don’t Think About Generational Wealth

  • May 24, 2026
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. One…
PPersonal finance
Mature black woman at home texting on her cell phone while sitting on the couch
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If a 45 year-old puts £750 a month into a Stocks and Shares ISA, here’s what they could have by retirement

  • May 24, 2026
A Stocks and Shares ISA is one of the most powerful wealth-building tools available to UK investors. Every…
PPersonal finance
Serious person holding documents and using calculator.
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A Big 2027 Social Security Cost-of-Living Adjustment (COLA) Could Be Coming. Here’s How It Could Affect Your Taxes.

  • May 24, 2026
We won’t know the official 2027 Social Security cost-of-living adjustment (COLA) until October, but right now, all signs…
PPersonal finance
Savings Tips From Early Retirees, Financially Independent Individuals
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Savings Tips From Early Retirees, Financially Independent Individuals

  • May 24, 2026
If you’re looking to save more, early retirees and financially independent individuals say the goal isn’t necessarily to…
PPersonal finance
I Teach Wealth Management. Avoid These Spending Traps to Save Money.
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I Teach Wealth Management. Avoid These Spending Traps to Save Money.

  • May 24, 2026
This as-told-to essay is based on a conversation with Rob Mallernee, the CEO of Eton Solutions, who teaches…
PPersonal finance
Social Security cards on a pile of cash.
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Social Security’s 2027 COLA Could Be the Biggest Since 2023

  • May 24, 2026
A growing number of retirees are highly dependent on Social Security to make ends meet. The most recent…
PPersonal finance
My aunt offered to give me money to buy a house. The rest of my family is going to be so mad.
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My aunt offered to give me money to buy a house. The rest of my family is going to be so mad.

  • May 24, 2026
Our advice columnists have heard it all over the years—so we’re diving into the Pay Dirt archives to…
PPersonal finance
A 75 Year Old With $3 Million in a 401(k) Discovers Three Years of RMDs Will Cost Her $42,000 in Medicare Surcharges Alone
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A 75 Year Old With $3 Million in a 401(k) Discovers Three Years of RMDs Will Cost Her $42,000 in Medicare Surcharges Alone

  • May 24, 2026
Quick Read $3M 401(k) at age 75 generates $122K RMD plus income, pushing MAGI to $200K and triggering…
PPersonal finance
Inheriting your late parent's 401(k) can trigger a 25% IRS penalty if you don't follow the withdrawal rules
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Inheriting your late parent’s 401(k) can trigger a 25% IRS penalty if you don’t follow the withdrawal rules

  • May 24, 2026
A lot of children assume they’ll get their inheritance from parents in a will. But there are other…
PPersonal finance
Why a 64 Year Old Retiree Is Draining Her $1.1 Million 401(k) Early to Maximize a $5,181 Social Security Check at 70
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Why a 64 Year Old Retiree Is Draining Her $1.1 Million 401(k) Early to Maximize a $5,181 Social Security Check at 70

  • May 24, 2026
© MariaDubova from Getty Images and c-George from Getty Images Pro On Reddit’s r/financialindependence and r/retirement boards, a…
PPersonal finance
Note From the Editor: June 2026
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Note From the Editor: June 2026

  • May 24, 2026
As a certified Baby Boomer (I feel compelled to add that I’m at the younger end of the…
PPersonal finance
Want to Move 529 Account Money to a Roth IRA? There’s a Hitch.
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Want to Move 529 Account Money to a Roth IRA? There’s a Hitch.

  • May 24, 2026
A law that went into effect in 2024 was supposed to help persuade more people to save for…
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