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Banking/Credit

21 posts
PPersonal finance
I am a 63-year-old semiretired physician. If I have saved $2 million for retirement, should Social Security be optional?
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I am a 63-year-old semiretired physician. If I have saved $2 million for retirement, should Social Security be optional?

  • July 23, 2026
Updated July 23, 2026, 1:15 p.m. ET Dear Quentin, I am a 63-year-old semiretired physician. Years ago I said…
PPersonal finance
‘Never assume.’ Why retirement savers should be extra careful if they’re considering a 401(k) rollover now
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‘Never assume.’ Why retirement savers should be extra careful if they’re considering a 401(k) rollover now

  • March 28, 2026
Thinking about doing a 401(k) rollover? It may now be harder to determine who is a true, full-time…
PPersonal finance
‘I’m skeptical.’ 6 popular investment trends financial pros say you likely want to avoid
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‘I’m skeptical.’ 6 popular investment trends financial pros say you likely want to avoid

  • February 9, 2026
It’s easy to get sucked into the hype around many headline-making investments, be it meme stocks, crypto or…
PPersonal finance
‘Convince me otherwise.’ I think you’re better off with a portfolio of ETFs than a financial adviser, whose fees will eat into your returns. Am I right?
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‘Convince me otherwise.’ I think you’re better off with a portfolio of ETFs than a financial adviser, whose fees will eat into your returns. Am I right?

  • February 7, 2026
Question: “Why would someone pay money for a financial adviser when you can just buy an ETF or…
PPersonal finance
‘The biggest waste of money.’ 6 financial pros tell us what investments you may want to kick to the curb
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‘The biggest waste of money.’ 6 financial pros tell us what investments you may want to kick to the curb

  • February 7, 2026
Many of us waste money on some of our investments — and may not even realize it. Broadly,…
PPersonal finance
10 biggest mistakes investors are making now, according to financial pros
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10 biggest mistakes investors are making now, according to financial pros

  • February 6, 2026
Investing your hard-earned money carries risk — but having an established framework and approach is key to reducing…
PPersonal finance
I’m 62 and retired with $1M and no debt. My objective is income. A financial adviser wants 1.25%, but I’m wary of paying them regardless of performance. What’s my move?
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I’m 62 and retired with $1M and no debt. My objective is income. A financial adviser wants 1.25%, but I’m wary of paying them regardless of performance. What’s my move?

  • February 6, 2026
Question: “I’m 62 and retired with $1 million in savings and zero debt. My objective is income. When…
PPersonal finance
You’re finally eligible to claim Social Security — but that doesn’t mean it’s the right time to retire
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You’re finally eligible to claim Social Security — but that doesn’t mean it’s the right time to retire

  • February 6, 2026
Published: Feb. 5, 2026 at 4:22 p.m. ET Americans become eligible for Social Security retirement benefits when they’re in…
PPersonal finance
‘The biggest waste of money.’ 6 financial pros tell us what investments you may want to kick to the curb
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‘The biggest waste of money.’ 6 financial pros tell us what investments you may want to kick to the curb

  • February 5, 2026
Many of us waste money on some of our investments — and may not even realize it. Broadly,…
PPersonal finance
Got $20K? 9 financial pros tell us how you should invest it now
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Got $20K? 9 financial pros tell us how you should invest it now

  • January 30, 2026
Investing $20,000 can be a powerful opportunity to build wealth — if you do it smartly. “A sound…
PPersonal finance
9 financial planners reveal: What is the No. 1 piece of financial advice you wish you’d known when you were younger?
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9 financial planners reveal: What is the No. 1 piece of financial advice you wish you’d known when you were younger?

  • January 25, 2026
You’re not the only one who wishes they’d learned some of life’s key money lessons earlier on. Indeed,…
PPersonal finance
‘I have nothing of value.’ I’m 62 and a cancer survivor who rents her home and has credit card debt. When I die, what will my two daughters have to pay for?
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‘I have nothing of value.’ I’m 62 and a cancer survivor who rents her home and has credit card debt. When I die, what will my two daughters have to pay for?

  • January 16, 2026
Question: “I’m 62 years old and I have no estate and nothing of value. I rent my home…
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