The Real Cost of Retiring in Florida on Social Security and a Small Pension
Quick Read Florida’s no-income-tax edge shrinks for Social Security and pension retirees because most states already exempt both…
What to Know About Getting a Financial Advisor in Your 20s
Someone I know in their late 20s recently told me they had just hired a financial advisor. It…
America’s Fastest Growing Retirement Town Is Not in Florida or Arizona
Quick Read St. George retirement at 65 demands a $525,000 paid-off home plus $450,000 in invested assets, assuming…
They Moved to Florida for a $200,000 Roth Conversion. Spending 184 Days Back in New York Could Undo the Tax Savings.
Quick Read Spending 184 days in New York while maintaining a home there triggers full-year statutory residency, pulling…
Berkshire Money Management promotes longtime adviser Scott Little to partner | Bizbrief
Little DALTON — Berkshire Money Management has promoted financial adviser Scott C. Little to partner. The promotion recognizes…
Should you trust AI with your finances? Financial educator says know where to draw a line
With investors increasingly relying on AI (artificial intelligence) for everything from portfolio management to mutual fund selection, financial…
AI can answer your money questions. But should you trust it with your finances? – livemint.com
AI can answer your money questions. But should you trust it with your finances? livemint.comWe asked ChatGPT, Claude and…
How a 65-Year-Old Turned a $950,000 401(k) Rollover Into a $4,500 Monthly Paycheck Without Buying an Annuity
Quick Read A $950,000 rollover IRA requires a 5.7% blended dividend yield to generate $54,000 annually, just above…
How a 61-Year-Old Built a $3,500 Monthly Paycheck From Just Two Funds: SCHD and JEPQ
Quick Read A 50/50 blend of SCHD and JEPQ produces a ~5.7% blended yield, requiring roughly $737,000 to…
59-Year-Old Who Inherited a $640,000 401(k) Is About to Hand the IRS $170,000
Quick Read The SECURE Act forces a 59-year-old earning $135,000 to drain an inherited $640,000 401(k) in 10…
Raising the Retirement Age to 69 Could Force Millions to Claim Social Security Early, and Lock in Smaller Checks
Quick Read Without Congressional action, Social Security recipients face an automatic 22% benefit cut as early as 2032…
Grandparents Can Move $190,000 Per Grandchild Out of Their Estate in One Afternoon, Tax-Free, With One Election on One Form
Quick Read Married grandparents can superfund a 529 with $190,000 per grandchild, removing it from their taxable estate…