Featured image for the PYMNTS Intelligence and Ingo Payments April 2026 edition of the Consumer Payments Report Series. Instant payments are the top choice for most consumers, but some still opt out. Explore what drives adoption and what’s holding users back.
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Why Some Consumers Still Say No

“Instant Payments Are Winning. Why Are Some Consumers Still Saying No?”, a collaboration between PYMNTS Intelligence and Ingo Payments,…
Smart Agents Replace Super Apps
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Smart Agents Replace Super Apps

Smart Agents are emerging as AI-native, goal-driven interfaces that act on behalf of consumers across many merchants and…