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Browsing Tag

Mega Backdoor Roth

3 posts
PPersonal finance
I want to retire at age 62 in 5 years with $1.1 million in a 401(k) and a paid-off $475K home; is this possible?
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I want to retire at age 62 in 5 years with $1.1 million in a 401(k) and a paid-off $475K home; is this possible?

  • May 29, 2026
Can I retire in five years with $1.1 million in a 401(k) and a paid-off $475,000 home? The…
PPersonal finance
The $40,000 Tax Move That Comes After Your 401(k) Hits Its Limit
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The $40,000 Tax Move That Comes After Your 401(k) Hits Its Limit

  • May 17, 2026
Quick Read Direct indexing replaces S&P 500 (SPY) with 150-250 constituents to harvest $30,000-$50,000 annual losses, saving $9,500-$12,800…
PPersonal finance
The After-Tax 401(k) Move That Lets High Earners Shelter Up to $47,500 More Per Year in a Roth Account
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The After-Tax 401(k) Move That Lets High Earners Shelter Up to $47,500 More Per Year in a Roth Account

  • April 28, 2026
Quick Read After-tax 401(k) contributions of $47,500 bypass Roth income limits, converting tax-free to Roth yearly. Convert after-tax…
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