Traditional Portfolios Outperform Diversification in the Long-Term
Even as they show impressionable gains in 2025, diversification strategies can’t hold up to the traditional 60/40 portfolio…
Midwest soybean farmers are squeezed further by tariffs and Iran war
WAHOO, Neb. (AP) — Strong winds whipped around Doug Bartek, a fifth-generation farmer, as he headed into a…
How spending shocks affect retirement planning
Market performance tends to dominate the conversation about risks to a retirement plan. But spending shocks can also…
Retirees, Should You Take RMDs Early in the Year or Wait?
Within a given year, is there any advantage to taking your required minimum distributions as soon as you…
We Need to Talk About Your Retirement ‘Spending’
I spend a lot of time talking to retirees about their spending plans. Many of them proudly tell…
What Will the Average 401(k) Withdrawal Rate in 2026 Mean for Retirees and Your Financial Future?
Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their…
Starbucks feels the heat as more chains compete for US coffee drinkers
NEW YORK (AP) — Americans are drinking more coffee than they have in decades. But fewer of them…
Average 401(k) Withdrawal Rate for Retirees in 2026 Revealed—What Does It Mean for You?
Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their…
5 Financial To-Dos Before the End of 2025
As 2025 winds down, here are some moves to help you finish the year strong financially. Morningstar’s director…
The Key to a Winning 401(k)
Retirement saving requires key decisions: when to start, how much to save, and where to invest. The investing…
Morningstar: Time to Buy Beaten-Down Healthcare Stocks Before Rebound
Healthcare stocks have been among the worst-performing sectors over the last year. But Dominic Pappalardo, the chief multi-asset…
Who builds you more wealth over time— and what hidden fees should you know about?
While robo-advisors still make up a small percentage of the asset management industry, they’re disrupting it with automated,…