Consumers Get Choosier About Credit
Consumer credit is still growing, but consumers eased off the form of borrowing they can adjust most readily…
Labor Economy Workers Have Shifted Their Spending
A dollar can only stretch so far. For 60 million Labor Economy workers, each trip to the checkout…
Age and Income Miss the Real Divide in Financial Health
Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly…
Healthcare Payouts Need Real-Time Rails
A collaboration between PYMNTS Intelligence and Visa Direct, “The Power of Now: Moving At The Speed Of Life:…
72% of Consumers Pay for Instant Income Access
Instant payments are increasingly being judged less by how fast money moves and more by what faster access…
Real-Time Payments in Europe Driven by Regulation, Sovereign…
Europe’s push toward real-time payments has entered a new phase, defined not just by technology and consumer preferences…
Why Some Consumers Still Say No
“Instant Payments Are Winning. Why Are Some Consumers Still Saying No?”, a collaboration between PYMNTS Intelligence and Ingo Payments,…
Digital Wallet Use Still Lags in the Physical Store
Online shopping has stopped being a young person’s game, and the data now points to a broader shift:…
Labor Economy Workers Face an Uncertain 2026
“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between…
Proactive Technology Helps Extended Households’ Finances
Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional…
Labor Economy Workers Remain Resilient Despite Higher Costs
PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP,…
The Labor Economy Becomes the Innovation Economy
My hometown of Baltimore was the first city to install gas street lights in 1816 in an effort…