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Personal finance

7615 posts
PPersonal finance
Got an hour? Save money with these 8 'financial fixes.'
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Got an extra hour? Here are 8 money-saving financial fixes.

  • November 2, 2025
Credit card debt hits record levels Americans are carrying a record amount of credit card debt, and interest…
PPersonal finance
PRAGUE, CZECH REPUBLIC - DECEMBER 19,2015: Atmosphere of beautiful Christmas market at Old Town Square (Staromestske namesti).
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7 Retiree-Friendly Destinations Cheaper Than Florida

  • November 2, 2025
Suratwadee Karkkainen / Shutterstock.com Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews…
PPersonal finance
You
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What Retirement Will Look Like in 2050

  • November 2, 2025
Adene Sanchez / Getty Images Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased…
PPersonal finance
These inherited IRA mistakes could reduce your windfall, advisors say
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These inherited IRA mistakes could reduce your windfall, advisors say

  • November 2, 2025
Juanma Hache | Moment | Getty Images While many investors welcome a windfall, the rules for inherited individual…
PPersonal finance
10 Prompts To Try To Get a Real Answer You Can Use
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10 Prompts To Try To Get a Real Answer You Can Use

  • November 2, 2025
ChatGPT is rapidly becoming a popular resource for retirement planning, and for good reason. The artificial intelligence (AI)…
PPersonal finance
IRS 2026 Retirement Plan Contribution Limits All But Confirmed
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IRS 2026 Retirement Plan Contribution Limits All But Confirmed

  • November 1, 2025
In 2024, the Internal Revenue Service officially announced 2025 retirement plan contribution limits on Nov. 1. With the…
PPersonal finance
Here’s What My Wealthy Retiree Clients Splurge and Save On
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Here’s What My Wealthy Retiree Clients Splurge and Save On

  • November 1, 2025
The wealthy often play by a different set of rules. While most retirees watch every dollar, high-net-worth individuals…
PPersonal finance
Are You Richer Than You Think? Discover Your Real Wealth Ratio
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Are You Richer Than You Think? Discover Your Real Wealth Ratio

  • November 1, 2025
What does it mean to be wealthy? getty What does it mean to be wealthy? The IRS might…
PPersonal finance
Is Being Too Nice With Money Costing You? 9 Habits That Quietly Drain Your Wallet
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Is Being Too Nice With Money Costing You? 9 Habits That Quietly Drain Your Wallet

  • November 1, 2025
Key Takeaways Generosity can become costly when social spending—such as buying a round of drinks, over-gifting, or saying…
PPersonal finance
Bram Berkowitz
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How Much Should Retirees Have Invested by Age 67?

  • November 1, 2025
There is no one-size-fits-all answer for how much to save for retirement, but existing data can shine light…
PPersonal finance
New Jersey man says he lost $55K to his ‘nasty habit’ in just 6 weeks — how Dave Ramsey tells him to get back on track
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New Jersey man says he lost $55K to his ‘nasty habit’ in just 6 weeks — how Dave Ramsey tells him to get back on track

  • November 1, 2025
James, a 25-year-old who recently moved to Atlantic City, called The Ramsey Show to confess that he’d wiped…
PPersonal finance
Are You A Rich Retiree Or Just Upper-Middle Class? Here's The Net Worth That Separates The Two
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Are You A Rich Retiree Or Just Upper-Middle Class? Here’s The Net Worth That Separates The Two

  • November 1, 2025
When you’re earning a paycheck, it’s easy to gauge how you stack up. Salary charts tell you exactly…
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