The QCD Move That Turns a $60,000 RMD From a $1.6 Million 401(k) Into Zero Taxable Income at 73
Quick Read A QCD routes IRA funds directly to charity, excluding the full $60,377 RMD from taxable income…
5 ways to keep your personal finances healthy amid market volatility, geopolitical tensions and rising oil prices
Global geopolitical problems, especially the ongoing war between the US and Israel against Iran, have caused turmoil in…
Social Security unraveling: 7,100 workers sacked, performance metrics retired, disability claims falling
A rapid series of administrative, staffing and policy changes the Social Security Administration underwent early on in the…
Ex-Wells Fargo Advisors Team Launches RIA, Asset Manager
A team including three former Wells Fargo advisors, led by Andrew Urbanski, has launched a new registered investment…
5 Types of People Who Shouldn’t Use an Online Will — and 5 Who Should
Here’s a statistic that should worry you: only 24% of American adults have a will, according to Caring.com’s…
I Always Thought I Needed $1 Million to Retire. Here Is Why That Number Matters Less Than I Thought
For the earliest years of my adulthood, my big life goal was to make $1 million as soon…
TrumpIRA Plan Expands Access, Revives Retirement Policy Debate
President Donald Trump has signed more than 250 executive orders during his second term as president, so it…
Realty Income in a Roth IRA: The Smartest Way to Own This Monthly Dividend Machine
At the 24% federal bracket, a $250,000 position in Realty Income (NYSE: O | O Price Prediction) throws…
The science of wealth: How making more money impacts your health
Health and wealth are more linked than you think, and it’s more than just their one-letter difference. Extensive…
4 Social Security Changes Retirees Need to Start Preparing for in 2027
Quick Read Social Security changes are coming next year. Some of these changes affect current workers and could…
RIAs Scramble To Meet Reg S-P Compliance Deadline
As smaller firms comply with the Securities and Exchange Commission’s changes to Regulation S-P, experts are warning reps…
SoFi Launches AI Coach to Personalize Financial Planning
SoFi Plus members can now get personalized help and financial insights through an artificial intelligence-powered, chat-based platform within…