Paycheck-to-Paycheck Consumers Can’t Weather a $2,000 Shock
American consumers increasingly live in two different worlds when it comes to saving cash that can be tapped…
Finance Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and…
42% of Gen Z Trust Debit More Than Credit
Generation Z may be the first cohort to grow up entirely in the digital economy, but the real…
The Secret Financial Life of Six-Figure Households
It seems logical: The more income you have, the more you can control your financial life by strategically…
Paycheck-to-Paycheck Households: Job Prospects Are Dimming
Even before the latest job numbers were released on Friday (Sept. 5), PYMNTS Intelligence had been busy uncovering…
How Leading Enterprises Really Measure Gen AI ROI
Everything you always wanted to know about how to measure the return on investment of generative AI (and…
Main Street Shrugs at Tariffs, Banks on Growth
It seems like a massive disconnect. But for the payments industry, it’s an opportunity. One the one hand,…
Digital Wallet Use Jumps to 16% of Online Purchases
The digital landscape has seemingly leveled the playing field for online shopping across generations. However, what consumers are…
Why 15% of Consumers Are Still ‘Skeptical’ About Mobile Wallets
Beyond the raw numbers of mobile wallet adoption, a recent analysis by PYMNTS Intelligence uncovers the psychological underpinnings…
Middle-Market America Sees Tariffs as the New Status Quo
Better get used to it. Maybe for a long time. As a new wave of U.S. tariffs on…
Consumers Favor Debit In-Store, Credit and Wallets Online
A new report from PYMNTS Intelligence reveals a nuanced landscape of consumer shopping and payment habits, challenging some…
18% of Consumers Are ‘Committed’ Mobile Wallet Users
Global payments are being driven by a generational shift toward mobile wallets that began with young consumers and…