The Labor Economy Becomes the Innovation Economy
My hometown of Baltimore was the first city to install gas street lights in 1816 in an effort…
Apple Pay Turns 11 and Its Rivals Are Catching Up
Digital wallets have reached a turning point. Weekly in-store usage has more than doubled year over year, and…
Consumer Adoption and Security Trends
“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces…
Goldman Raises Estimates of Tariff Costs Paid by Consumers
It is now broadly accepted that U.S. households have already been absorbing at least some portion of trade…
Paycheck-to-Paycheck Consumers Can’t Weather a $2,000 Shock
American consumers increasingly live in two different worlds when it comes to saving cash that can be tapped…
Finance Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and…
42% of Gen Z Trust Debit More Than Credit
Generation Z may be the first cohort to grow up entirely in the digital economy, but the real…
The Secret Financial Life of Six-Figure Households
It seems logical: The more income you have, the more you can control your financial life by strategically…
Paycheck-to-Paycheck Households: Job Prospects Are Dimming
Even before the latest job numbers were released on Friday (Sept. 5), PYMNTS Intelligence had been busy uncovering…
How Leading Enterprises Really Measure Gen AI ROI
Everything you always wanted to know about how to measure the return on investment of generative AI (and…
Main Street Shrugs at Tariffs, Banks on Growth
It seems like a massive disconnect. But for the payments industry, it’s an opportunity. One the one hand,…
Digital Wallet Use Jumps to 16% of Online Purchases
The digital landscape has seemingly leveled the playing field for online shopping across generations. However, what consumers are…