Digital Wallet Use Still Lags in the Physical Store
Online shopping has stopped being a young person’s game, and the data now points to a broader shift:…
Labor Economy Workers Face an Uncertain 2026
“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between…
Pay by Bank Gains Momentum With Digital Bank Users
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly…
Proactive Technology Helps Extended Households’ Finances
Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional…
Labor Economy Workers Remain Resilient Despite Higher Costs
PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP,…
The Labor Economy Becomes the Innovation Economy
My hometown of Baltimore was the first city to install gas street lights in 1816 in an effort…
Apple Pay Turns 11 and Its Rivals Are Catching Up
Digital wallets have reached a turning point. Weekly in-store usage has more than doubled year over year, and…
Consumer Adoption and Security Trends
“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces…
Goldman Raises Estimates of Tariff Costs Paid by Consumers
It is now broadly accepted that U.S. households have already been absorbing at least some portion of trade…
Paycheck-to-Paycheck Consumers Can’t Weather a $2,000 Shock
American consumers increasingly live in two different worlds when it comes to saving cash that can be tapped…
Finance Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and…
42% of Gen Z Trust Debit More Than Credit
Generation Z may be the first cohort to grow up entirely in the digital economy, but the real…