Consumers Get Choosier About Credit
Consumer credit is still growing, but consumers eased off the form of borrowing they can adjust most readily…
5 Ways Millennials’ Cash-Flow Habits Are Shaping Payments
Millennials’ financial lives are shaping how they receive, spend and manage money, creating new opportunities for payment providers…
Digital Wallets Reach More Than 1 in 10 In-Store Payments
Digital wallets are no longer simply changing how consumers present a payment at checkout. They’re also beginning to change where…
Labor Economy Workers Have Shifted Their Spending
A dollar can only stretch so far. For 60 million Labor Economy workers, each trip to the checkout…
Age and Income Miss the Real Divide in Financial Health
Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly…
40% of Digital Bank Users Choose Mobile Wallets Over Plastic
Digital bank customers are turning the mobile wallet from a convenience into their default way to pay. That…
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their…
Healthcare Payouts Need Real-Time Rails
A collaboration between PYMNTS Intelligence and Visa Direct, “The Power of Now: Moving At The Speed Of Life:…
72% of Consumers Pay for Instant Income Access
Instant payments are increasingly being judged less by how fast money moves and more by what faster access…
More than 4 in 10 Digital Bank Users Prefer Wallets Over Car…
Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments…
Real-Time Payments Find Their Real Use Case in Cash Flow
Real-time payments are moving from novelty to necessity, yet their future will depend less on speed and more…
Real-Time Payments in Europe Driven by Regulation, Sovereign…
Europe’s push toward real-time payments has entered a new phase, defined not just by technology and consumer preferences…