Dave Ramsey’s Brutal Takedown on the 4% ‘Safe’ Withdrawal Rule For Retirees
Dave Ramsey advocates 8% annual withdrawals based on S&P 500 (SPY) returns averaging 10% over the past decade.…
I’m 50 years old with $400K in savings, but I’ve heard the magic number for retirement is $1.26 million. Will I be okay?
AnnaStills / Getty Images Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the…
Once you’ve saved $2M for retirement, can you protect your wealth? Here’s how to avoid these common money traps
Matthew Peyton / Getty Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the…
The Dave Ramsey Rule on Mortgages Is Quietly Destroying Middle-Class Retirement Plans
Buying a $400k home with 15-year mortgage at 5.44% requires $140k income under the 25% rule. Renting eliminates…
Retiring At 64 With $875K And $2,450 in Social Security — What Does The Monthly Budget Look Like?
For many couples approaching retirement, the number isn’t $2 million. It’s closer to $800,000 or $900,000. And increasingly,…
I Have $7.1 Million and Don’t Want to Work Anymore — Is It Finally Enough to Retire?
A Reddit user with $7.1 million is wondering if he has enough to retire. He also stands to…
How I Struggle with the Decision to Retire Early – What About My Kids’ Future?
A Reddit poster with $4.5 million is considering retirement, but is concerned about his children’s future. He wants…
A Nurse Grew A Real Estate Portfolio As Her Husband Played Golf. Dave Ramsey Compared Him To A Dependent Little Brother With Mental Disability
A 64-year-old nurse from Roanoke, Virginia, thought she was calling in to talk about paying off her mortgage.…
Hope to retire soon with a $10K a month spend, but worried about market downturns? How to make it a reality in 2026
Michael M. Santiago / Getty Moneywise and Yahoo Finance LLC may earn commission or revenue through links in…
I’m a 61-year-old retiree and sitting on $7 million – here’s my advice for anyone considering retirement
A Reddit user who retired with $4 million wishes he had left the workforce sooner. The Redditor has…
Ohio woman, 50, lives paycheck to paycheck with no retirement savings. Ramsey Show offers how she can free up thousands
A 50-year-old Ohio woman wants to make a change. And a recent hospital stay that led to lost…
Here’s the Average 401(k) Balance of 59-Year-Old Americans (How Do You Compare?)
By 59, retirement stops feeling abstract. Friends start talking about exit plans, coworkers begin counting down years, and…