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Browsing Tag

social security

499 posts
PPersonal finance
A new study identifies the 5 best states for long-term retirement success and security. Does your state rank among them?
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A new study identifies the 5 best states for long-term retirement success and security. Does your state rank among them?

  • December 15, 2025
Retirement decisions often come down to two numbers: how much you’ve saved and how far that money will…
PPersonal finance
President Donald Trump walks on the South Lawn of the White House on his way to board Marine One on Tuesday, September 30, 2025.
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How Big Is Donald Trump’s Social Security?

  • December 15, 2025
Francis Chung/UPI / Shutterstock / Francis Chung/UPI / Shutterstock Commitment to Our Readers GOBankingRates’ editorial team is committed…
PPersonal finance
4 Surprise Retirement Expenses You Might Encounter in 2026 -- and What to Do About Them
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4 Surprise Retirement Expenses You Might Encounter in 2026 — and What to Do About Them

  • December 15, 2025
If you’ve been retired for a good number of years, you may feel that you’ve got a pretty…
PPersonal finance
The Fed’s December Rate Cut Means Social Security Retirees Could Be In for a COLA Surprise
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The Fed’s December Rate Cut Means Social Security Retirees Could Be In for a COLA Surprise

  • December 15, 2025
pabradyphoto / iStock via Getty Images The Fed cut rates by 0.25% in December 2025 with a 9-3…
PPersonal finance
German experts propose raising retirement age to 73 to save pensions; it's now 65. Could U.S. follow?
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German experts propose raising retirement age to 73 to save pensions; it’s now 65. Could U.S. follow?

  • December 13, 2025
Like much of the developed world, Germany is facing an aging population that is making its national pension…
PPersonal finance
His Former Employer Ran A Shopify Store Under His Social Security Number. Now, The IRS Says He Owes $180K, And Dave Ramsey Goes Ballistic
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His Former Employer Ran A Shopify Store Under His Social Security Number. Now, The IRS Says He Owes $180K, And Dave Ramsey Goes Ballistic

  • December 13, 2025
Aaron from Colorado Springs has been living a nightmare for three years. After working for the same company…
PPersonal finance
Retiring Next Year? Use This Withdrawal Rate Instead of The 4% Rule, New Report Finds
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Retiring Next Year? Use This Withdrawal Rate Instead of The 4% Rule, New Report Finds

  • December 12, 2025
kate_sept2004 / Getty Images Morningstar analysis suggests that retirees could start out with a 3.9% withdrawal rate. You’ve…
PPersonal finance
Want Guaranteed Retirement Income? Social Security Isn’t the Only Way to Get It
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Want Guaranteed Retirement Income? Social Security Isn’t the Only Way to Get It

  • December 12, 2025
Steve Heap / Shutterstock.com Social Security benefits are guaranteed for life. Annuities provide lifetime income payments in exchange…
PPersonal finance
Social Security Cost Of Living Adjustment (COLA) Changes After Fed Cuts Rates Again
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Social Security Cost Of Living Adjustment (COLA) Changes After Fed Cuts Rates Again

  • December 11, 2025
2024 Getty Images / Getty Images News via Getty Images The 2026 COLA was announced at 2.8% in…
PPersonal finance
One Retirement Savings Plan You Don't Want to Overlook in 2026
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One Retirement Savings Plan You Don’t Want to Overlook in 2026

  • December 11, 2025
IRAs and 401(k) plans are popular for a reason. These accounts offer tax breaks in the course of…
PPersonal finance
Why retirees could face a financial shock from Social Security in 2026
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Why retirees could face a financial shock from Social Security in 2026

  • December 11, 2025
Many retirees are struggling with their finances, and things could get worse next year if they aren’t prepared…
PPersonal finance
Millions of Americans retire with little or $0 in savings — here’s how they manage to make it work regardless
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Millions of Americans retire with little or $0 in savings — here’s how they manage to make it work regardless

  • December 10, 2025
Although many Americans believe they need $1.26 million to retire comfortably, most fall short of that goal. (1)…
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