A $2.5 Million 401(k) at 73 Can Still Cost You Six Figures Without These 3 Moves
Quick Read A $2.5 million traditional 401(k) forces $94,340 in annual RMDs at age 73, pushing married couples…
A $2.1 Million 401(k) at 75 Produces an $85,400 RMD That Pushes a Retiree Into the 24 Percent Bracket
Quick Read A $2.1 million traditional 401(k) forces an $85,400 RMD at 75 that, stacked with Social Security,…
In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It
Quick Read The One Big Beautiful Bill left RMD rules untouched, meaning retirees with $1.5M traditional accounts still…
I’m 61 With $1.4 Million Saved and My CPA Just Told Me I’ll Owe Six Figures in Taxes the Year I Retire. Is That Really My Only Option?
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. The…
The $43,000-a-Year 401(k) Withdrawal That Keeps a $1.4 Million Retiree in the 12% Bracket for Life
Quick Read Withdrawing $43,000 from a 401(k) while pulling remaining spending from a brokerage account produces an effective…
The 8-Year Window That Turns a $1.6 Million 401(k) Into a $310,000 Roth and a Bigger Social Security Check at 70
Quick Read Converting $105,700 annually into a Roth IRA over 8 years costs roughly $115,000 in federal taxes…
Realty Income in a Roth IRA: The Smartest Way to Own This Monthly Dividend Machine
Quick Read A $250,000 position in Realty Income (O) throws off more than $13,000 a year. Held in…
Why a 65-Year-Old With $1.8 Million Is Spending Her 401(k) Before Claiming Social Security at 70
Quick Read Delaying Social Security to 70 grows the annual benefit from $36,000 to $44,640, adding $172,800 in…
The QCD Move That Turns a $60,000 RMD From a $1.6 Million 401(k) Into Zero Taxable Income at 73
Quick Read A QCD routes IRA funds directly to charity, excluding the full $60,377 RMD from taxable income…
Social Security Gets Taxed When Dividends Cross This Threshold. Most Retirees Miss It
When a Comfortable Dividend Stream Turns Into a Tax Surprise Picture a single retiree drawing $30,000 a year…
Early Retirees Face a Dangerous Choice, Says Wes Moss: Bonds in IRAs or Access to Cash
On the May 19 episode of The Clark Howard Podcast, financial planner Wes Moss answered a question from…
The New Senior Tax Deduction Is Pushing Social Security Closer to the Brink of Insolvency
Many seniors 65 and older found the 2025 tax season to be less painful than in years past,…