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Browsing Tag

withdrawal rate

24 posts
PPersonal finance
Retiring With $800,000? Here's the Annual Income That Might Give You.
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Retiring With $800,000? Here’s the Annual Income That Might Give You.

  • February 2, 2026
Saving for retirement is a struggle for many people. Between mortgage payments, medical bills, and other ongoing costs,…
PPersonal finance
Average 401(k) Withdrawal Rate for Retirees in 2026 Revealed—What Does It Mean for You?
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Average 401(k) Withdrawal Rate for Retirees in 2026 Revealed—What Does It Mean for You?

  • January 27, 2026
Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their…
PPersonal finance
5 overlooked state tax considerations when deciding where to retire
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5 overlooked state tax considerations when deciding where to retire

  • January 24, 2026
If you’re planning for retirement, you’re probably focused on a handful of key variables, including the size of…
PPersonal finance
Retirees Are Realizing A $1 Million Nest Egg at 62 Only Means $29,630 in Real Spending Power
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Retirees Are Realizing A $1 Million Nest Egg at 62 Only Means $29,630 in Real Spending Power

  • January 23, 2026
The iShares Treasury Bond ETF (TLT) dropped 31% over the past decade while the S&P 500 (SPY) gained…
PPersonal finance
I’ve got $7 million saved in my late 30’s – how long will it take to reach $20 million and retire early
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I’ve got $7 million saved in my late 30’s – how long will it take to reach $20 million and retire early

  • January 15, 2026
The poster has $7M net worth and $350K liquid annual income but saves only $6K yearly due to…
PPersonal finance
Retiring at 64 With $2.1 Million Means Navigating a $10,500 Annual Gap Nobody Talks About
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Retiring at 64 With $2.1 Million Means Navigating a $10,500 Annual Gap Nobody Talks About

  • January 13, 2026
JU.STOCKER / Shutterstock.com A 3.9% withdrawal rate yields $81,900 annually but dividend income only covers $73,500. Medicare Part…
PPersonal finance
I’m 42 and single – I’ve been able to save over $3 million for retirement but now I’m struggling to find motivation
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I’m 42 and single – I’ve been able to save over $3 million for retirement but now I’m struggling to find motivation

  • January 13, 2026
Gatot Adri / Shutterstock.com A 42-year-old Reddit user with over $3 million saved is struggling to find the…
PPersonal finance
I’m 46 and recently lost my $200k job. I have $3 million saved – can I afford to be picky about my new job?
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I’m 46 and recently lost my $200k job. I have $3 million saved – can I afford to be picky about my new job?

  • January 12, 2026
one photo / Shutterstock.com A 45-year-old with $3M saved was laid off from a $200K job and now…
PPersonal finance
What Is the Average 401(k) Withdrawal Rate for Retirees in 2025?
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What Is the Average 401(k) Withdrawal Rate for Retirees in 2025?

  • January 7, 2026
Ridofranz / Getty Images Vanguard reports that one in four retirees don’t touch their retirement savings at all…
PPersonal finance
Ready to Tap Your Retirement Savings in 2026? 3 Questions to Ask Yourself First.
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Ready to Tap Your Retirement Savings in 2026? 3 Questions to Ask Yourself First.

  • January 5, 2026
Building a nest egg for retirement is not an easy thing. It takes decades of hard work and…
PPersonal finance
Is $2.5M Enough To Spend $100K A Year In Retirement, Or Will Taxes Make That Impossible?
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Is $2.5M Enough To Spend $100K A Year In Retirement, Or Will Taxes Make That Impossible?

  • December 31, 2025
teegardin / Flickr A Reddit user is wondering if a $2.5 million nest egg can produce $100K in…
PPersonal finance
The Lifestyle a $3 Million Retirement Portfolio Can (and Can’t) Support
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The Lifestyle a $3 Million Retirement Portfolio Can (and Can’t) Support

  • December 28, 2025
vadimgouida from Getty Images Pro and ansonsaw from Getty Images Signature A $3 million portfolio using the 4%…
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