{"id":133865,"date":"2025-09-05T04:11:09","date_gmt":"2025-09-05T04:11:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/133865\/"},"modified":"2025-09-05T04:11:09","modified_gmt":"2025-09-05T04:11:09","slug":"health-care-in-retirement-planning-key-updates-for-advisors","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/133865\/","title":{"rendered":"Health care in retirement planning: Key updates for advisors"},"content":{"rendered":"

\"Complimentary<\/p>\n

Enjoy complimentary access to top ideas and insights \u2014 selected by our editors.<\/p>\n

Like it or not, health care is becoming a central part of retirement planning for financial advisors and their clients.<\/p>\n

Rising medical costs<\/a> make it critical to weigh coverage options \u2014 whether traditional Medicare, Medicare Advantage or self-insuring. Despite its limitations, many retirees are drawn to Medicare Advantage<\/a> for its lower premiums and added benefits. But even that route is narrowing as some insurers drop unprofitable members.<\/p>\n

The calculus is even more complicated for younger Americans, many of whom say they’re afraid Medicare simply won’t be there<\/a> for them by the time they reach retirement.<\/p>\n

READ MORE: 4 Social Security pitfalls that can cost clients in retirement<\/a><\/p>\n

And beyond basic coverage, there’s the looming financial risk of long-term care<\/a>. When combined with everyday medical needs, it can leave retirees managing a daunting mix of chronic and unexpected expenses. Here’s what advisors need to know to help clients navigate the complex health care landscape.<\/p>\n","protected":false},"excerpt":{"rendered":"Enjoy complimentary access to top ideas and insights \u2014 selected by our editors. Like it or not, health…\n","protected":false},"author":2,"featured_media":133866,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[97,252,47131,253,1342,1666,732],"class_list":["post-133865","post","type-post","status-publish","format-standard","has-post-thumbnail","category-health-care","tag-health","tag-health-care","tag-health-care-strategies","tag-healthcare","tag-medicare","tag-retirement","tag-retirement-planning"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/133865","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=133865"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/133865\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/133866"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=133865"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=133865"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=133865"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}