{"id":150816,"date":"2025-09-12T06:26:33","date_gmt":"2025-09-12T06:26:33","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/150816\/"},"modified":"2025-09-12T06:26:33","modified_gmt":"2025-09-12T06:26:33","slug":"these-are-the-3-purchases-boomers-should-delay-until-2026","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/150816\/","title":{"rendered":"These Are the 3 Purchases Boomers Should Delay Until 2026"},"content":{"rendered":"\n

In times of economic uncertainty and continued inflation<\/a>, it\u2019s often smart to delay purchases. This is especially true for people who are retired or nearing retirement age.<\/p>\n

\u201cFor retirees 65+, delaying purchases under the current economic climate can be a great way to keep their finances stable and maintain the decent lifestyle they are accustomed to,\u201d said Aaron Razon, personal finance expert at Couponsnake<\/a>. \u201cSometimes, delaying purchases helps us realize how we never even needed them after all.\u201d<\/p>\n

Read Next: 10 Things Boomers Won\u2019t Be Able To Afford in Less Than a Decade<\/a><\/p>\n

Learn More: 10 Used Cars That Will Last Longer Than the Average New Vehicle<\/a><\/p>\n

\u201cYou don\u2019t want to live in fear, but at the same time, when you feel uncertain about the near future, it\u2019s a good time to exercise caution,\u201d said Melanie Musson, finance expert at Quote.com<\/a>.<\/p>\n

With this in mind, here are three purchases experts recommend delaying, at least through the end of this year<\/a>.<\/p>\n

September through December is often an ideal time to buy a car<\/a>, with dealers anxious to meet end-of-year goals and new models hitting the car lots. But Razon advised against it, especially if money is tight or you aren\u2019t sure about future costs. \u201cDelaying this purchase until next year could potentially help you realize that you are better off without a car,\u201d he said, especially if you live in a city with robust public transportation.<\/p>\n

You may also find other alternatives, such as keeping your older car on the road, that won\u2019t threaten your retirement fund or future financial security<\/a>, he pointed out.<\/p>\n

Check Out: I\u2019m a Retired Boomer: 3 Things I Wish I Had Done Differently To Better Prepare For Retirement Longevity<\/a><\/p>\n

With tax credits for residential solar panels expiring this year under President Donald Trump\u2019s One Big Beautiful Bill, now is not the time to start a solar installation for your home. \u201cIt\u2019s unlikely that you\u2019ll be able to complete the installation before the tax credit expires, unless you\u2019re already in the process,\u201d Musson said.<\/p>\n

She added that the price of solar panels and installation may fall in 2026 without the benefit of tax credits. \u201cIf companies want to do business at all, they will need to get close to the prices available now with the tax credit,\u201d she said.<\/p>\n

Finally, if you\u2019re thinking about a fall vacation<\/a> or a major leisure-related purchase, you may want to hold off.<\/p>\n

\u201cPaying for a vacation might feel like an essential, especially if you have been putting off this opportunity to give yourself a treat,\u201d Razon said. \u201cIt might even start to feel like you owe yourself a break.\u201d<\/p>\n

However, it may not be a good time. \u201cGiven all the economic hurdles<\/a> that came with the year, delaying your vacation until next year might make more financial sense,\u201d he said.<\/p>\n

Musson agreed. \u201cIf you\u2019re thinking about buying a big recreational item like an RV or a side-by-side ATV, you should consider waiting just so that you can keep your savings intact until you sort through how to budget around rising costs that you can\u2019t control,\u201d she said.<\/p>\n

Razon brought up the point that holding off on luxury purchases may help you stretch your retirement savings<\/a>, allowing you to delay claiming Social Security benefits until age 70. \u201cYou\u2019ll enjoy the reward of an increased monthly benefit for the rest of your life,\u201d he said.<\/p>\n

More From GOBankingRates<\/p>\n

This article originally appeared on GOBankingRates.com<\/a>: I\u2019m a Finance Expert: These Are the 3 Purchases Boomers Should Delay Until 2026<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"In times of economic uncertainty and continued inflation, it\u2019s often smart to delay purchases. This is especially true…\n","protected":false},"author":2,"featured_media":150817,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[93008,28,93010,9565,93009,6569,147,530],"class_list":{"0":"post-150816","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-aaron-razon","9":"tag-business","10":"tag-delaying","11":"tag-economic-uncertainty","12":"tag-finance-expert","13":"tag-melanie-musson","14":"tag-personal-finance","15":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/150816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=150816"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/150816\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/150817"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=150816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=150816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=150816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}