{"id":213275,"date":"2025-10-10T02:58:11","date_gmt":"2025-10-10T02:58:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/213275\/"},"modified":"2025-10-10T02:58:11","modified_gmt":"2025-10-10T02:58:11","slug":"the-2026-cola-prediction-estimates-might-not-keep-up-with-inflation","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/213275\/","title":{"rendered":"The 2026 COLA prediction: Estimates might not keep up with inflation"},"content":{"rendered":"

The official 2026 cost-of-living adjustment (COLA)<\/a> for Social Security beneficiaries still has yet to be announced. <\/p>\n

Forecasts for the upcoming COLA<\/a>, however, have many people concerned. <\/p>\n

MarketWatch reports<\/a> how experts currently project the COLA raise in 2026 to be around 2.7 or 2.8 percent. This shows an average raise of 2.6 percent over the past two decades or so.<\/p>\n

However, one big point of concern \u2014 as pointed out by The Senior Citizens League (TSCL)<\/a> \u2014 is inflation. <\/p>\n

\u201cInflation is substantially higher than our model predicated at the beginning of the year,\u201d the TSCL explains via report. \u201cIn January 2025, our model predicted that inflation would cool, and the COLA would come in at 2.1 percent.<\/p>\n

\u201cInstead, the prediction steadily ticked upward throughout the year as the Trump administration implemented economic policy changes, including aggressive tariff polices that some experts say<\/a> have the potential to increase inflation.\u201d <\/p>\n

\u201cIn the last couple of years, it\u2019s increasingly been brought up by our clients,\u201d told financial adviser and managing partner at Cornerstone Financial Services, Daniel Milan, to MarketWatch. \u201cInflation is eating into every dollar more, no matter what.<\/p>\n

\u201cIt\u2019s very specific to needs, not wants. Food and healthcare is a need, not a want, and we\u2019ve seen high inflation in those areas.\u201d<\/p>\n

How well this COLA benefits Social Security recipients is also dependent upon by state: The Motley Fool predicts that<\/a> retirees in states such as New Jersey and Delaware will be getting the largest raises next year. Pennsylvania, however, was not included amongst the top 10 in this regard. <\/p>\n

\u201cSeniors across America are holding their breath as we wait for the official COLA announcement in October,\u201d said TSCL Executive Director Shannon Benton via release. <\/p>\n

\u201cOur research shows that about 39 percent of seniors depend on their benefits for all their income, so the COLA announcement has a direct effect on their quality of life.\u201d <\/p>\n

The official COLA is expected to be announced Oct. 15. However, the current government shutdown might delay its announcement. <\/p>\n

If you purchase a product or register for an account through a link on our site, we may receive compensation. By using this site, you consent to our User Agreement<\/a> and agree that your clicks, interactions, and personal information may be collected, recorded, and\/or stored by us and social media and other third-party partners in accordance with our Privacy Policy.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"The official 2026 cost-of-living adjustment (COLA) for Social Security beneficiaries still has yet to be announced. Forecasts for…\n","protected":false},"author":2,"featured_media":213276,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[28,101],"class_list":["post-213275","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-business","tag-economy"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/213275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=213275"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/213275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/213276"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=213275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=213275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=213275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}