{"id":257815,"date":"2025-10-29T02:37:14","date_gmt":"2025-10-29T02:37:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/257815\/"},"modified":"2025-10-29T02:37:14","modified_gmt":"2025-10-29T02:37:14","slug":"oregon-womans-boyfriend-hasnt-worked-in-3-months-and-the-ramsey-show-says-that-should-scare-the-crap-out-of-her","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/257815\/","title":{"rendered":"Oregon woman’s boyfriend hasn’t worked in 3 months \u2014 and The Ramsey Show says that should ‘scare the crap’ out of her"},"content":{"rendered":"\n

Noelle, 25, from Oregon reached out to The Ramsey Show<\/a> seeking financial advice regarding her live-in boyfriend who lost his job three months prior and doesn\u2019t seem to have many prospects. (1)<\/p>\n

She makes nearly $90,000 a year in digital marketing and is working on her MBA. When they moved in together, he was earning a salary similar to his. Now, without income for months, he\u2019s fallen behind on his financial obligations.<\/p>\n<\/p>\n

\u201cWhen we decided to start living together, he said that he will cover the rent, which is about $1,300 a month, and I would pay for groceries and our utilities,\u201d she explained in a clip posted Oct. 12. Lately, however, she\u2019s had to foot the bill for rent.<\/p>\n

The Ramsey Show co-hosts George Kamel and Ken Coleman didn\u2019t mince words. While they acknowledge that a job loss can be emotionally devastating, they also emphasized that being unemployed for three months while living off your partner is a serious relationship concern.<\/p>\n

\u201cThis oughta scare the crap out of you,\u201d Coleman said.<\/p>\n

Many adults move in together both to be closer and to share expenses, which can complicate matters if a partner becomes financially inactive. In the midst of a softening job market<\/a>, the pressure is immense.<\/p>\n

Yet, Noelle revealed her boyfriend isn\u2019t considering a lower-paying job or even multiple part-time jobs, and she\u2019s concerned he\u2019s being \u201ctoo picky\u201d given the current environment.<\/p>\n

\u201cThis young man, for his own mental and emotional health, needs to be doing something,\u201d Coleman said. \u201cI get the temptation to go, \u2018I don\u2019t want to go backwards,\u2019 but this should concern you.\u201d<\/p>\n

Kamel added: \u201cBecause he has you to float him, I think that\u2019s creating a sense of comfort and complacency.\u201d<\/p>\n

Read more: Robert Kiyosaki warns of a ‘Greater Depression’ coming to the US \u2014 with millions of Americans going poor. But he says these 2 ‘easy-money’ assets will bring in \u2018great wealth\u2019<\/a>. How to get in now<\/p>\n

Putting on a fatherly tone, Coleman urged her to reflect on her self-worth.<\/p>\n

\u201cYou deserve a guy who says, whether you’re living with him or not, who\u2019s like, \u2018Man, Noelle\u2019s worth this. I’m not going to sit around and play video games and let her pay the rent while I’m eating ramen noodles,\u2019\u201d he said.<\/p>\n

Here are some actionable moves Noelle might want to consider regarding her boyfriend:<\/p>\n

Redefine the financial structure: Ask him to contribute through a part-time job or temporary work, even if it\u2019s below his former salary. Re-work who contributes how much toward each expense, at least temporarily.<\/p>\n

Set a timeline: If he\u2019s unwilling to contribute, even below his former income, she can set a deadline to end their current living arrangement. Beware, in case this involves breaking a lease.<\/p>\n

Protect your savings and credit: Make sure bills are in your name or designated clearly and don\u2019t let your partner\u2019s inactivity damage your credit profile.<\/p>\n

If he takes meaningful steps, Noelle\u2019s relationship with her boyfriend can move forward.<\/p>\n

Otherwise, a passive response, such as waiting for a perfect job or refusing more minor roles, could be a pitfall.<\/p>\n

In Noelle\u2019s case, she must decide whether they\u2019re building a future together or in an arrangement that ends up costing more than she bargained for.<\/p>\n

Join 200,000+ readers and get Moneywise\u2019s best stories and exclusive interviews first \u2014 clear insights curated and delivered weekly. Subscribe now.<\/a><\/p>\n

We rely only on vetted sources and credible third-party reporting. For details, see our editorial ethics and guidelines<\/a>.<\/p>\n

The Ramsey Show Highlights (1<\/a>)<\/p>\n

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.<\/p>\n","protected":false},"excerpt":{"rendered":"Noelle, 25, from Oregon reached out to The Ramsey Show seeking financial advice regarding her live-in boyfriend who…\n","protected":false},"author":2,"featured_media":257816,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[28,155,27017,1168,139432,147,530,35364],"class_list":{"0":"post-257815","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-dave-ramsey","10":"tag-financial-obligations","11":"tag-jeff-bezos","12":"tag-noelle","13":"tag-personal-finance","14":"tag-personalfinance","15":"tag-robert-kiyosaki"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/257815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=257815"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/257815\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/257816"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=257815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=257815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=257815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}