{"id":289208,"date":"2025-11-13T13:55:11","date_gmt":"2025-11-13T13:55:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/289208\/"},"modified":"2025-11-13T13:55:11","modified_gmt":"2025-11-13T13:55:11","slug":"cash-app-debuts-a-new-ai-assistant-that-answers-questions-about-your-finances","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/289208\/","title":{"rendered":"Cash App debuts a new AI assistant that answers questions about your finances"},"content":{"rendered":"<p>    <img fetchpriority=\"high\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"&lt;span class=&quot;caption&quot;&gt;Image Credits:Cash App&lt;\/span&gt;\" loading=\"eager\" height=\"540\" width=\"960\" class=\"yf-1gfnohs loader\"\/> Image Credits:Cash App      <\/p>\n<p class=\"yf-1090901\">Cash App released a slate of new features as part of its fall update, including an AI chatbot that can answer questions about users\u2019 finances, a new benefits program, and the ability to discover places that accept Bitcoin payments and make Bitcoin payments using USD.<\/p>\n<p class=\"yf-1090901\">The company is launching an assistant called Moneybot that can answer questions about spending patterns and income, and provide insights for maintaining savings and setting aside money for investments.<\/p>\n<p class=\"yf-1090901\">The chatbot will be available to select users at launch, with broader availability planned for the coming months. Users can ask questions like \u201cCan you show me my monthly income, expenses, and spending patterns?\u201d to get reports about their accounts. The bot also surfaces suggestions for actions like splitting a bill, checking a bitcoin balance, or requesting money from someone.<\/p>\n<p>    <img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"&lt;span class=&quot;wp-element-caption__text&quot;&gt;Image Credits: Cash App&lt;\/span&gt;\" loading=\"lazy\" height=\"383\" width=\"680\" class=\"yf-1gfnohs loader\"\/> Image Credits: Cash App      <\/p>\n<p class=\"yf-1090901\">\u201cConsumers\u00a0today\u00a0are given a host of data around their financial transactions and account balances, but Moneybot takes it a step further by helping to turn those insights into action. No two financial journeys are the same, so we\u2019ve built Moneybot to learn each customer\u2019s habits and tailor its suggestions in real-time,\u201d Cameron Worboys, head of product design at Cash App, said in a statement.<\/p>\n<p class=\"yf-1090901\">Jack Dorsey-led Block, which owns Cash App and Square, has been creating new ways to promote Bitcoin payments. Last month, it released an integrated <a href=\"https:\/\/techcrunch.com\/2025\/10\/08\/square-launches-ai-voice-ordering-and-an-integrated-bitcoin-solution-for-merchants\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Bitcoin solution for merchants to easily receive the cryptocurrency into a wallet;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Bitcoin solution for merchants to easily receive the cryptocurrency into a wallet<\/a>. Customers can now discover places that accept Bitcoin through a new map and use USD to pay in cryptocurrency without holding it. The company said it uses the Lightning Network, a layer-2 payment network built on top of Bitcoin, to facilitate transactions via QR codes.<\/p>\n<p>    <img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"&lt;span class=&quot;wp-element-caption__text&quot;&gt;Image Credits: Cash App&lt;\/span&gt;\" loading=\"lazy\" height=\"382\" width=\"680\" class=\"yf-1gfnohs loader\"\/> Image Credits: Cash App      <\/p>\n<p class=\"yf-1090901\">The company said that soon it will also allow some customers to send and receive stablecoins through the app.<\/p>\n<p class=\"yf-1090901\">Block is also changing the benefits structure for Cash App customers. Previously, customers who had direct deposits of at least $300 per month qualified for benefits like a 3.5% yield. Now, the company is starting a new program called Cash App Green, where users who either spend $500 or more per month through the Cash App Card or Cash App Pay, or receive deposits or at least $300, qualify for benefits.<\/p>\n<p>    <img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"&lt;span class=&quot;wp-element-caption__text&quot;&gt;Image Credits: Cash App&lt;\/span&gt;\" loading=\"lazy\" height=\"382\" width=\"680\" class=\"yf-1gfnohs loader\"\/> Image Credits: Cash App       <\/p>\n<p class=\"yf-1090901\">These benefits will include a higher borrowing limit \u2014 up to $400 for first-time borrowers and a limit increase of up to $300 for others; free overdraft coverage of up to $200 for Cash App Card transactions; free in-network ATM withdrawals; up to 3.5% annual percentage yield (APY) on savings balances; and five customized weekly offers at different stores.<\/p>\n","protected":false},"excerpt":{"rendered":"Image Credits:Cash App Cash App released a slate of new features as part of its fall update, including&hellip;\n","protected":false},"author":2,"featured_media":289209,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[14652,151996,65501,165,74],"class_list":{"0":"post-289208","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-cash-app","9":"tag-financial-transactions","10":"tag-image-credits","11":"tag-mobile","12":"tag-technology"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/289208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=289208"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/289208\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/289209"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=289208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=289208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=289208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}