Olga Pankova | Moment | Getty Images<\/p>\n
The IRS has unveiled the\u00a0individual retirement account contribution limits<\/a>\u00a0for 2026.<\/p>\n In its release<\/a> Thursday, the agency increased the 2026 IRA<\/a> contribution limit to $7,500, up from $7,000 in 2025. The IRS also boosted the IRA catch-up contributions for investors age 50 and older to $1,100, up from $1,000 in 2025.\u00a0\u00a0<\/p>\n The annual individual limit applies to contributions to traditional and Roth IRAs.<\/p>\n The IRS also unveiled new 401(k) contribution limits<\/a>, 401(k) catch-up limits<\/a> for savers age 50 and older, and bigger income thresholds<\/a> for Roth IRA contributions, among other changes.<\/p>\n Read more CNBC personal finance coverageIRS announces 2026 401(k) contribution limits, raises savings cap<\/a>IRS unveils 2026 IRA contribution limits, raises savings cap<\/a>IRS announces 401(k) catch-up contributions for 2026, raises cap<\/a>IRS unveils Roth IRA income limits for 2026<\/a>What the Visa, MasterCard settlement means for your rewards credit card<\/a>Where SNAP benefits stand amid negotiations to end the government shutdown<\/a>Why the AI stock boom mainly benefits the wealthy<\/a>Boomers are less bullish on ETFs than younger generations \u2014 with good reason<\/a>Trump floats $2,000 tariff rebate checks: Here’s what you need to know<\/a>This is the ‘biggest mistake’ you can make with your IRA, attorney says<\/a>Consumers on edge as ACA ‘subsidy cliff’ looms: ‘Quite frankly, it’s terrifying’<\/a>How to have tricky money talks as a couple: ‘Money Together’ authors<\/a>Amid FAA order flight cancellations, how credit card travel insurance works<\/a>These annuities act like ‘bumpers in a bowling lane’ to limit losses: advisor<\/a>As student loan forgiveness notices go out, here are next steps for borrowers<\/a>Federal workers at risk of missing more pay as government shutdown continues<\/a>CNBC’s Financial Advisor 100: Best financial advisors, top firms for 2025 ranked<\/a><\/p>\n Some investors can deduct pretax IRA contributions, depending on their income and whether they or a spouse have access to a workplace retirement plan. The IRS announcement also increased the phase-out ranges for IRA deductibility in 2026.\u00a0\u00a0\u00a0\u00a0<\/p>\n The IRS announcement comes hours after President Donald Trump<\/a> signed into law<\/a> a funding bill to end the longest federal government shutdown in U.S. history. It also comes roughly a month after the agency released dozens of inflation adjustments for 2026, including federal income tax brackets<\/a>, higher capital gains brackets<\/a> and provisions impacting families<\/a>, among others.<\/p>\n","protected":false},"excerpt":{"rendered":"Olga Pankova | Moment | Getty Images The IRS has unveiled the\u00a0individual retirement account contribution limits\u00a0for 2026. In…\n","protected":false},"author":2,"featured_media":289424,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[4,1531,1071,28,122,1072,12,12381,2398,21218,50295,57555,147,2400,732,21217,1548],"class_list":["post-289423","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-breaking-news","tag-breaking-news-investing","tag-breaking-news-politics","tag-business","tag-business-news","tag-donald-j-trump","tag-donald-trump","tag-estate-planning","tag-financial-planning","tag-government-taxation-and-revenue","tag-internal-revenue-service","tag-national-taxes","tag-personal-finance","tag-personal-saving","tag-retirement-planning","tag-tax-planning","tag-taxes"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/289423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=289423"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/289423\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/289424"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=289423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=289423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=289423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}