{"id":317079,"date":"2025-11-27T17:24:23","date_gmt":"2025-11-27T17:24:23","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/317079\/"},"modified":"2025-11-27T17:24:23","modified_gmt":"2025-11-27T17:24:23","slug":"state-warns-of-unlicensed-health-insurance-plans-being-marketed-to-mainers","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/317079\/","title":{"rendered":"State warns of unlicensed health insurance plans being marketed to Mainers"},"content":{"rendered":"<p>\t\t\t\t<img width=\"1000\" height=\"667\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/11\/Government_Shutdown_Health_Care_Costs_37026_1c4461.jpg\" class=\"attachment-newspack-featured-image size-newspack-featured-image wp-post-image\" alt=\"Government Shutdown Health Care Costs\" data-hero-candidate=\"1\" fetchpriority=\"high\" decoding=\"async\"   data-attachment-id=\"7538466\" data-permalink=\"https:\/\/www.pressherald.com\/2025\/11\/25\/state-warns-of-unlicensed-health-insurance-plans-being-marketed-to-mainers\/government_shutdown_health_care_costs_37026_1c4461\/\" data-orig-file=\"https:\/\/www.pressherald.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Government_Shutdown_Health_Care_Costs_37026_1c4461.jpg\" data-orig-size=\"1000,667\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Government Shutdown Health Care Costs\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;The U.S. Affordable Care Act health insurance website healthcare.gov seen on a computer screen in August. (Patrick Sison\/AP Photograph)&lt;\/p&gt;&#10;\" data-medium-file=\"https:\/\/www.pressherald.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Government_Shutdown_Health_Care_Costs_37026_1c4461.jpg?w=300\" data-large-file=\"https:\/\/www.pressherald.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Government_Shutdown_Health_Care_Costs_37026_1c4461.jpg?w=780\"\/>\t\t\tThe U.S. Affordable Care Act health insurance website healthcare.gov seen on a computer screen in August. (Patrick Sison\/AP Photograph)<\/p>\n<p>The Maine Bureau of Insurance is warning state residents about unlicensed health insurance marketers soliciting private information.<\/p>\n<p>Mainers searching for health insurance online are being contacted by salespeople promoting coverage through LifeX Research Corporation, the bureau said in a press release Tuesday.<\/p>\n<p>LifeX is not a major medical insurance plan regulated by the bureau, it said.<\/p>\n<p>\u00a0\u201cSome Maine consumers have been told the LifeX health plan will be issued by a well-known health insurer. This is not true,\u201d the agency said. \u201cNone of the licensed health insurers offering major medical coverage in the state of Maine provide coverage to Maine consumers through LifeX.\u201d<\/p>\n<p>Consumers have also received information on other plans, including Benefit Health Plan, Inc. and Benefit Logistics Captive Insurance Company, the bureau said, which are also unlicensed.<\/p>\n<p>\u201cUnfortunately, during open enrollment for Affordable Care Act coverage, there is often an increase in unlicensed entities attempting to sell unapproved products to consumers,\u201d the bureau stated.<\/p>\n<p><a href=\"https:\/\/www.pressherald.com\/2025\/07\/24\/scams-are-on-the-rise-what-should-you-do-if-you-fall-victim\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Scams are on the rise in Maine<\/a>, and business and government impostors are the most-reported ones in the state.<\/p>\n<p>The bureau urges consumers not to provide personal or financial information over the phone until they confirm that those selling the health plan product are licensed to do so.<\/p>\n<p>Red flags the bureau highlighted include the caller not identifying the name of the insurance company that is supposedly issuing the plan; the caller not providing an opportunity to review the plan before purchasing; the caller expressing urgency to sign on immediately; and the caller requiring an application fee.<\/p>\n<p>Those wary of an insurance plan\u2019s legitimacy are encouraged to contact the bureau at 207-624-8475 or by email at <a href=\"https:\/\/www.pressherald.com\/cdn-cgi\/l\/email-protection\" class=\"__cf_email__\" data-cfemail=\"d9b0b7aaacabb8b7babcf7a9bfab99b4b8b0b7bcf7beb6af\" rel=\"nofollow noopener\" target=\"_blank\">[email\u00a0protected]<\/a>. A complete list of insurers regulated by the bureau can also be found on <a href=\"https:\/\/links-1.govdelivery.com\/CL0\/https:%2F%2Fwww.maine.gov%2Fpfr%2Finsurance%2Flicensee-search\/1\/0100019abc9c8dee-f48c1c4c-f0df-4c86-9122-d793d513f05c-000000\/5uFhvLrzKR2EWQAI5MrzFH7ANyDyuwpycivA3rQB070=433\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">the Bureau\u2019s webpage<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"The U.S. Affordable Care Act health insurance website healthcare.gov seen on a computer screen in August. (Patrick Sison\/AP&hellip;\n","protected":false},"author":2,"featured_media":317080,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[97,252,253],"class_list":{"0":"post-317079","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-health-care","8":"tag-health","9":"tag-health-care","10":"tag-healthcare"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/317079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=317079"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/317079\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/317080"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=317079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=317079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=317079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}