October Three <\/p>\n
Demand for lifetime income solutions increases as Americans find they are unable to self-manage their retirement savings<\/p>\n
CHICAGO, Dec. 03, 2025 (GLOBE NEWSWIRE) — October Three<\/a>, an industry-leading actuarial, retirement consulting and technology firm, today released the results of its 2025 Lifetime Income Report<\/a>.<\/p>\n<\/p>\n The report surveyed more than 1,100 current retirees to compare the lifestyle and financial outlook of those with guaranteed monthly lifetime income from a pension<\/a> or annuity to those who do not receive guaranteed monthly income payments and attempt to manage their retirement incomes themselves.<\/p>\n Among the results, October Three\u2019s retiree survey revealed statistics about:<\/p>\n The impact of guaranteed lifetime income on retirees\u2019 ability to maintain their lifestyle in retirement<\/p>\n Reported levels of financial security among retirees with guaranteed lifetime income compared to those without<\/p>\n The impact of lifetime income on health and emotional wellbeing in retirement<\/p>\n \u201cFor decades, the focus for American workers has been on accumulating as much money as possible for retirement,\u201d said Idan Shlesinger, Partner and Retirement Solutions Practice Leader at October Three. \u201cThe problem that most now struggle with, is how to spend down these savings while ensuring it will last for their lifetime. Many Americans are forced to underspend and live below their means in retirement out of fear that they will run out of money or otherwise have to purchase expensive insurance products to meet this need. That\u2019s why it\u2019s important for retirement plans to do a better job providing options for efficient, reliable guaranteed lifetime income that will support the retirement lifestyles of future retirees.\u201d<\/p>\n October Three\u2019s 2025 Lifetime Income Report analyzes the components and impact of guaranteed lifetime income<\/a>, including:<\/p>\n Life expectancy & risk pooling<\/p>\n Advantages and drawbacks of various lifetime income solutions<\/p>\n Improving accessibility and uptake of lifetime income solutions<\/p>\n The challenge of self-managing retirement savings<\/p>\n Psychological weight of financial insecurity<\/p>\n Lifestyle in retirement<\/p>\n Balancing security and flexibility<\/p>\n You can download the report for free here<\/a>.<\/p>\n About October Three:<\/p>\n October Three Consulting, LLC is a full service actuarial, consulting and technology firm that is re-engineering defined benefit plan strategy, management and administration to meet the needs of the modern and future workforce. The company\u2019s O3 PRIME plan is based on cutting-edge technology, risk analysis and data-driven insights to minimize financial risk and volatility while maximizing employees\u2019 potential for predictable retirement income. For more information, please follow October Three on LinkedIn<\/a> and visit our website at octoberthree.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"October Three Demand for lifetime income solutions increases as Americans find they are unable to self-manage their retirement…\n","protected":false},"author":2,"featured_media":328352,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[28,166880,164270,147,530,13492,166881],"class_list":{"0":"post-328351","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-guaranteed-monthly-income","10":"tag-lifetime-income","11":"tag-personal-finance","12":"tag-personalfinance","13":"tag-retirement-plans","14":"tag-technology-firm"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/328351","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=328351"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/328351\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/328352"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=328351"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=328351"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=328351"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}