{"id":408628,"date":"2026-01-15T11:19:17","date_gmt":"2026-01-15T11:19:17","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/408628\/"},"modified":"2026-01-15T11:19:17","modified_gmt":"2026-01-15T11:19:17","slug":"tsp-closes-2025-at-1-07-trillion-stock-gains-making-holdings-more-aggressive","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/408628\/","title":{"rendered":"TSP Closes 2025 at $1.07 Trillion; Stock Gains Making Holdings More Aggressive"},"content":{"rendered":"

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\n\t\t\t\t\tThe three stock-based funds collectively have risen to 66.6 percent of investments.\t\t\t\t\t Image: Gorodenkoff\/Shutterstock.com
\n\t\t\t\tBy: FEDweek Staff<\/a><\/p>\n

The TSP closed 2025 with $1.073 trillion in assets held by its nearly 7.3 million account holders, up $109.8 billion on the year and up $347.3 billion since year-end 2022.<\/p>\n

Over the last three years, the TSP stock funds overall produced strong returns<\/a>\u2014the program passed the $1 trillion mark in investor assets for the first time last June\u2014that have made for a more aggressive investment mix overall.<\/p>\n

The largest fund, the large-company stock C fund, rose from $210 billion at year-end 2022 to $270.9 billion, $348.1 billion and $375.9 billion over 2023, 2024 and 2025. In terms of percentage of investor assets, it rose from 28.9 to 35 percent over the three years.<\/p>\n

The small company stock S fund rose from $64.4 billion and the international stock I fund from $25.7 billion to $92.8 and $57.3 billion over the three years\u2014in percentage terms, from 8.9 and 3.5 percent to 8.6 and 5.3 percent.<\/p>\n

The most conservative fund, the government securities G fund, was essentially flat, going from $240.1 to $240.5 billion, while declining in percentage terms from 33.1 to 22.4 percent. The bond F fund rose from $19.5 billion to $23.3 billion\u2014in percentage terms, from 2.7 to 2.2 percent\u2014while the lifecycle L funds collectively rose from $166 billion to $282.6 billion\u2014from 22.9 to 26.3 percent.<\/p>\n

Looked at another way by counting the core funds\u2019 shares in the L funds, the C fund now accounts for 44.2 percent of TSP assets, up from 36.2 percent over the three years, and the three stock-based funds collectively rose from 53.5 to 66.6 percent.<\/p>\n

Including their shares in the L funds, the G fund now accounts for 29.6 percent, down from 40.3 percent, and the F fund now accounts for 3.7 percent, down from 4.2 percent.<\/p>\n

While the L funds are self-adjusting to keep a specified risk\/reward profile depending on the target date of the fund\u2014with those in the farthest-out years the most aggressive\u2014adjusting investments in the five core funds to maintain a desired mix is up to the individual investor.<\/p>\n

The gains in the stock-based funds over the three years were due almost exclusively to investment returns. In 2024 and 2025, the TSP experienced a net outflow of money despite an increase in the number of account holders, as withdrawals and new loans outpaced new investments and loan repayments.<\/p>\n

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FERS & CSRS Calculator: See Your Annuity Estimate!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"The three stock-based funds collectively have risen to 66.6 percent of investments. Image: Gorodenkoff\/Shutterstock.com By: FEDweek Staff The…\n","protected":false},"author":2,"featured_media":408629,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[28,147,530],"class_list":{"0":"post-408628","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-personal-finance","10":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/408628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=408628"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/408628\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/408629"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=408628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=408628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=408628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}