{"id":410299,"date":"2026-01-16T06:10:33","date_gmt":"2026-01-16T06:10:33","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/410299\/"},"modified":"2026-01-16T06:10:33","modified_gmt":"2026-01-16T06:10:33","slug":"50-safest-and-most-affordable-places-to-retire-in-america-2","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/410299\/","title":{"rendered":"50 Safest and Most Affordable Places To Retire in America"},"content":{"rendered":"<p class=\"mb-4 text-lg md:leading-8 break-words\">The Midwest is shaping up to become the hottest region to retire in America. According to a new study from GOBankingRates, 37 Midwestern cities ranked among the 50 safest and most affordable places to retire in America. The average <a href=\"https:\/\/www.gobankingrates.com\/saving-money\/home\/cost-of-living-by-state\/?hyperlink_type=manual&amp;utm_term=incontent_link_1&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=1&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:cost of living;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">cost of living<\/a> across these 37 locales does not exceed more than $66,062 annually \u2014 and can be as inexpensive as $30,292, depending on where you decide to spend the next chapter.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">GOBankingRates determined these 50 places by using the FBI\u2019s 2024 \u201cOffenses Known to Law Enforcement\u201d to calculate each location\u2019s property crime rate and violent crime rates. After scoring these, 500 cities were identified as the safest places. All places with populations under 10,000 were removed. Each city was ranked and sorted by property crime rate, violent crime rate, mortgage cost and expenditure cost.<\/p>\n<p><img alt=\"felixmizioznikov \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/0ce00ad774abefcbdf46903c7417034f.jpeg\"\/><\/p>\n<p>felixmizioznikov \/ Getty Images<\/p>\n<p>Key Findings<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Columbus, Indiana, is the nation\u2019s safest and most affordable place to retire. The average annual cost of living is $38,795.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Nine Midwest cities dominated the top 10. It\u2019s possible to retire on $50,000 in (1) Columbus; (2) Broadview Heights, Ohio; (3) Auburn, Indiana; (4) Mayfield Heights, Ohio; (5) Berea, Ohio; (6) Pingree Grove, Illinois; (7) Parma Heights, Ohio; (8) Poplar Bluff, Missouri; and (10) Huntington, Indiana.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Only one Florida city ranked in the top 50. At No. 39, Vero Beach is the most budget-friendly for retirees, with an average cost of living of $47,249.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Sixteen Ohio cities received mentions in the top 50, the most out of any state. They are Broadview Heights (#2), Mayfield Heights (#4), Berea (#6), Parma Heights (#8), Brecksville (#12), Avon Lake (#15), Willowick (#19), Norwalk (#21), Perrysburg (#25), Aurora (#26), Rocky River (#30), Vermilion (#33), Bedford (#35), Bay Village (#38), Trenton (#41) and Brunswick (#47).<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Lumberton was the only Texas city in the ranking. The town ranked at No. 48 with an annual cost of living of $40,087.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Take a look at which cities ranked among the 50 safest and most affordable places to retire in America. <a href=\"https:\/\/www.gobankingrates.com\/money\/wealth\/these-are-americas-wealthiest-suburbs-in-2025\/?hyperlink_type=manual&amp;utm_term=incontent_link_2&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=2&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Plus, see which 50 suburbs ranked as the nation\u2019s wealthiest in 2025.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Plus, see which 50 suburbs ranked as the nation\u2019s wealthiest in 2025.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Read More: <a href=\"https:\/\/www.gobankingrates.com\/original-research-center\/?hyperlink_type=manual&amp;utm_term=related_link_1&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=3&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOBankingRates Original Research Center;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOBankingRates Original Research Center<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Try This: <a href=\"https:\/\/www.gobankingrates.com\/investing\/real-estate\/cities-to-consider-if-youre-retiring-in-2025\/?hyperlink_type=manual&amp;utm_term=related_link_2&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=4&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:5 Clever Ways Retirees Are Earning Up To $1K per Month From Home;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">5 Clever Ways Retirees Are Earning Up To $1K per Month From Home<\/a><\/p>\n<p><img alt=\"chapin31 \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/238e9da54c7633c24eeda2204e6a4f07.jpeg\"\/><\/p>\n<p>chapin31 \/ Getty Images\/iStockphoto<\/p>\n<p>1. Columbus, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $273,372<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $38,795<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 0.829<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.135<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">See More: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/how-much-the-average-upper-class-retiree-spends-monthly-at-age-69\/?hyperlink_type=manual&amp;utm_term=related_link_3&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=5&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:How Much the Average Upper-Class Retiree Spends Monthly at Age 69;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">How Much the Average Upper-Class Retiree Spends Monthly at Age 69<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Be Aware: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/what-retirees-wasted-most-money-on-2025-how-to-avoid-it-2026\/?hyperlink_type=manual&amp;utm_term=related_link_4&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=6&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Here\u2019s What Retirees Wasted the Most Money On in 2025 \u2014 and How To Avoid It in 2026;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Here\u2019s What Retirees Wasted the Most Money On in 2025 \u2014 and How To Avoid It in 2026<\/a><\/p>\n<p><img alt=\"Davel5957 \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/2b3cd4e0297007fdc83675fbaef22dfa.jpeg\"\/><\/p>\n<p>Davel5957 \/ Getty Images<\/p>\n<p>2. Broadview Heights, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $408,610<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $48,151<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.015<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.051<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Discover Next: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/social-security\/what-will-the-average-social-security-check-be-in-2026\/?hyperlink_type=manual&amp;utm_term=related_link_5&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=7&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:What Will the Average Social Security Check Be for Retirees in 2026?;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">What Will the Average Social Security Check Be for Retirees in 2026?<\/a><\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/3d7d39fdaa15cdb624dfc09eb27fa9eb.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images\/iStockphoto<\/p>\n<p>3. Auburn, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $265,953<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $37,523<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.211<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.071<\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/f90e66513b59636206b7fe94d4059664.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images<\/p>\n<p>4. Mayfield Heights, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $229,834<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $35,615<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.981<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.202<\/p>\n<p><img alt=\"krblokhin \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/fe14beff732384fd46939cb0bccf15fe.jpeg\"\/><\/p>\n<p>krblokhin \/ Getty Images<\/p>\n<p>5. Savannah, Georgia<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $326,504<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $43,694<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 0.000<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.203<\/p>\n<p><img alt=\"PapaBear \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/c2c78863501632dc3a296a1ddbbc74a2.jpeg\"\/><\/p>\n<p>PapaBear \/ Getty Images\/iStockphoto<\/p>\n<p>6. Berea, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $235,291<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $36,065<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.746<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.224<\/p>\n<p><img alt=\"Henryk Sadura \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/2b5d307a56f0006a3a1aeb17eb9eda3c.jpeg\"\/><\/p>\n<p>Henryk Sadura \/ Shutterstock.com<\/p>\n<p>7. Pingree Grove, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $375,707<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $47,013<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.580<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.088<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Learn More: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/401k\/major-401k-changes-coming-in-2026-high-earners-must-act-now\/?hyperlink_type=manual&amp;utm_term=related_link_6&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=8&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Major 401(k) Change Coming in 2026 \u2014 High Earners Must Act Now;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Major 401(k) Change Coming in 2026 \u2014 High Earners Must Act Now<\/a><\/p>\n<p><img alt=\"Davel5957 \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/6454f1c7d12350755b29edfcf3de5683.jpeg\"\/><\/p>\n<p>Davel5957 \/ Getty Images\/iStockphoto<\/p>\n<p>8. Parma Heights, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $212,619<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $34,929<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.320<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.293<\/p>\n<p><img alt=\"Jacob Boomsma \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/86a90feaa926336befe2f97ed0adf7fe.jpeg\"\/><\/p>\n<p>Jacob Boomsma \/ Shutterstock.com<\/p>\n<p>9. Poplar Bluff, Missouri<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $162,264<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $32,548<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.111<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.372<\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/0ee5cbf5371a788f5212205f2fb367e8.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images\/iStockphoto<\/p>\n<p>10. Huntington, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $188,801<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $32,660<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.474<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.471<\/p>\n<p><img alt=\"Jello5700 \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/4b86dc4878dcd74bdbcfc008949301b8.jpeg\"\/><\/p>\n<p>Jello5700 \/ Getty Images\/iStockphoto<\/p>\n<p>11. Bedford, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $202,358<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $34,023<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.523<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.505<\/p>\n<p><img alt=\"Sean Pavone \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/a9d62c8457a6bfd8037fb25040d7e4e1.jpeg\"\/><\/p>\n<p>Sean Pavone \/ Getty Images\/iStockphoto<\/p>\n<p>12. Brecksville, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $462,225<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $51,476<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.062<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.071<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">That\u2019s Interesting: <a href=\"https:\/\/www.gobankingrates.com\/investing\/annuities\/boring-investment-could-be-secret-never-run-out-retirement-income\/?hyperlink_type=manual&amp;utm_term=related_link_7&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=9&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:This \u2018Boring\u2019 Investment Could Be the Secret To Never Running Out of Retirement Income;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">This \u2018Boring\u2019 Investment Could Be the Secret To Never Running Out of Retirement Income<\/a><\/p>\n<p><img alt=\"AndreyKrav \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/4b0ca5fc4abb08c33ffc8f6f470a0bb2.jpeg\"\/><\/p>\n<p>AndreyKrav \/ Getty Images\/iStockphoto<\/p>\n<p>13. Yorktown, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $237,185<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $36,291<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.202<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.508<\/p>\n<p><img alt=\"og-emmet \/ Wikimedia Commons CC-BY-SA 3\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/2cc14f700fda1dcb1649e0aeae088c2c.jpeg\"\/><\/p>\n<p>og-emmet \/ Wikimedia Commons CC-BY-SA 3<\/p>\n<p>14. Worcester, Massachusetts<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $439,049<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $52,392<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 0.000<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.165<\/p>\n<p><img alt=\"Matt Dacek \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/0f8bc19bc46df8a0f13b6a315c651a35.jpeg\"\/><\/p>\n<p>Matt Dacek \/ Shutterstock.com<\/p>\n<p>15. Avon Lake, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $442,174<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $50,072<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.904<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.191<\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/91e6a910358ed20e605f7ea898f50e72.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images\/iStockphoto<\/p>\n<p>16. Orono, Maine<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $305,065<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $42,150<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.028<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.475<\/p>\n<p><img alt=\"Davel5957 \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/1f8e31a7ee654d3044bb98720f1d8415.jpeg\"\/><\/p>\n<p>Davel5957 \/ Getty Images\/iStockphoto<\/p>\n<p>17. Lowell, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $325,067<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $44,054<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.014<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.263<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Trending Now: <a href=\"https:\/\/www.gobankingrates.com\/taxes\/deductions\/trump-promised-tax-relief-for-seniors-heres-what-retirees-are-seeing-now\/?hyperlink_type=manual&amp;utm_term=related_link_8&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=10&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Trump Promised Tax Relief for Seniors \u2014 Here\u2019s What Retirees Are Seeing Now;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Trump Promised Tax Relief for Seniors \u2014 Here\u2019s What Retirees Are Seeing Now<\/a><\/p>\n<p><img alt=\"ReDunnLev \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/3c92324fe0a3464dc9220a9817751f49.jpeg\"\/><\/p>\n<p>ReDunnLev \/ Getty Images\/iStockphoto<\/p>\n<p>18. Dyer, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $355,817<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $45,635<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.440<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.123<\/p>\n<p><img alt=\"Ryan Farrar \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/fe6aade7072ce3003cd921139160ce82.jpeg\"\/><\/p>\n<p>Ryan Farrar \/ Shutterstock.com<\/p>\n<p>19. Willowick, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $189,557<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $33,002<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.910<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.639<\/p>\n<p><img alt=\"Erik Daniel Drost \/ Flickr.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/f3ddc1a6d030568c7c376d7a96281332.jpeg\"\/><\/p>\n<p>Erik Daniel Drost \/ Flickr.com<\/p>\n<p>20. Murrysville, Pennsylvania<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $352,544<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $45,772<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.322<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.242<\/p>\n<p><img alt=\"Big Joe \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/7cf91e5908de0b45e6351e04a5885839.jpeg\"\/><\/p>\n<p>Big Joe \/ Getty Images<\/p>\n<p>21. Norwalk, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $200,953<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $32,704<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 6.117<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.408<\/p>\n<p><img alt=\"halbergman \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/211a5303addb0215a1f0084a7262491e.jpeg\"\/><\/p>\n<p>halbergman \/ Getty Images<\/p>\n<p>22. Lindenhurst, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $345,484<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $45,372<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.536<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.349<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">View More: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/trumps-budget-what-it-means-retirement-by-age\/?hyperlink_type=manual&amp;utm_term=related_link_9&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=11&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Trump\u2019s Budget \u2014 What It Means for Your Retirement, by Age;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Trump\u2019s Budget \u2014 What It Means for Your Retirement, by Age<\/a><\/p>\n<p><img alt=\"Kalmia \/ Wikimedia Commons\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/433171b1f4d71d3e474f5cd848843dd5.jpeg\"\/><\/p>\n<p>Kalmia \/ Wikimedia Commons<\/p>\n<p>23. Saint John, Indiana<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $449,261<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $52,410<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.291<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.242<\/p>\n<p><img alt=\"PhilipR \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/7ca81138d09e33a3559739ece0797c95.jpeg\"\/><\/p>\n<p>PhilipR \/ Shutterstock.com<\/p>\n<p>24. Troy, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $316,517<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $43,265<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.603<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.089<\/p>\n<p><img alt=\"Michael Shake \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/72b7cda9d58092518b551d1a992171ca.jpeg\"\/><\/p>\n<p>Michael Shake \/ Shutterstock.com<\/p>\n<p>25. Perrysburg, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $330,759<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $42,791<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.466<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.277<\/p>\n<p><img alt=\"PapaBear \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/30d045bbf5c1bcc0dcfa225faa8dda05.jpeg\"\/><\/p>\n<p>PapaBear \/ Getty Images<\/p>\n<p>26. Aurora, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $443,095<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $50,618<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.805<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.168<\/p>\n<p><img alt=\"Teemu008 \/ Wikimedia Commons\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/4756d18e52ca96e7b2f0a4e738daad94.jpeg\"\/><\/p>\n<p>Teemu008 \/ Wikimedia Commons<\/p>\n<p>27. Campton Hills, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $655,128<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $66,062<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 0.464<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.093<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Explore Next: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/lifestyle\/average-middle-class-retiree-spends-monthly-age-68\/?hyperlink_type=manual&amp;utm_term=related_link_10&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=12&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:How Much the Average Middle Class Retiree Spends Monthly at Age 68;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">How Much the Average Middle Class Retiree Spends Monthly at Age 68<\/a><\/p>\n<p><img alt=\"Denton Rumsey \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/2e303e598410aebb768d793ce0702df8.jpeg\"\/><\/p>\n<p>Denton Rumsey \/ Shutterstock.com<\/p>\n<p>28. North Augusta, South Carolina<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $256,686<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $38,844<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.094<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.341<\/p>\n<p><img alt=\"Steve Lagreca \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/c10d4ed31881345c29ba71544f2bb049.jpeg\"\/><\/p>\n<p>Steve Lagreca \/ Shutterstock.com<\/p>\n<p>29. Berkley, Michigan<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $302,447<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $42,125<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.432<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.336<\/p>\n<p><img alt=\"Kulshrax \/ Wikimedia Commons\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/b43e6fd399241d7e068fef8b1e755276.jpeg\"\/><\/p>\n<p>Kulshrax \/ Wikimedia Commons<\/p>\n<p>30. Rocky River, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $438,707<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $50,068<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.187<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.235<\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/8d648247a158666ebdb3db8b2c2a3633.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images\/iStockphoto<\/p>\n<p>31. Manhattan, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $387,934<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $48,343<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.924<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.367<\/p>\n<p><img alt=\"scott d. feldstein \/ Wikimedia Commons\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/6feb57e73188226a53961b1c9c3da9a3.jpeg\"\/><\/p>\n<p>scott d. feldstein \/ Wikimedia Commons<\/p>\n<p>32. Minooka, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $363,755<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $47,975<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.328<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.077<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">For You: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/why-americans-will-retire-broke\/?hyperlink_type=manual&amp;utm_term=related_link_11&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=13&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:64% of Americans Aren\u2019t Prepared For Retirement \u2014 and 48% Don\u2019t Care;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">64% of Americans Aren\u2019t Prepared For Retirement \u2014 and 48% Don\u2019t Care<\/a><\/p>\n<p><img alt=\"Sherman Cahal \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/6c31e5a9918411c9e303d7dc8753aa4a.jpeg\"\/><\/p>\n<p>Sherman Cahal \/ Shutterstock.com<\/p>\n<p>33. Vermilion, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $250,808<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $36,872<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 5.596<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.466<\/p>\n<p><img alt=\"Real Window Creative \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/b51e2b6976af411b2df585a0730354f2.jpeg\"\/><\/p>\n<p>Real Window Creative \/ Shutterstock.com<\/p>\n<p>34. Independence, Kentucky<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $316,956<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $44,297<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.160<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.269<\/p>\n<p><img alt=\"Kenneth Sponsler \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/39bd6e1b881d48be91da3435bd9c9d7b.jpeg\"\/><\/p>\n<p>Kenneth Sponsler \/ Shutterstock.com<\/p>\n<p>35. Bedford, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $154,497<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $30,617<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 5.407<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.627<\/p>\n<p><img alt=\"Joe Hendrickson \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"379\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/262b0e5ff3b5715753c9d097edd1e334.jpeg\"\/><\/p>\n<p>Joe Hendrickson \/ Shutterstock.com<\/p>\n<p>36. Homer Glen, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $502,392<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $56,109<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.769<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.163<\/p>\n<p><img alt=\"Sean Pavone \/ iStock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/65879fc180c02c1debbb5dfc68898301.jpeg\"\/><\/p>\n<p>Sean Pavone \/ iStock.com<\/p>\n<p>37. Grovetown, Georgia<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $301,223<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $42,594<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.981<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.550<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Discover More: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/social-security\/how-much-average-upper-class-retiree-claims-in-social-security-benefits-at-age-65\/?hyperlink_type=manual&amp;utm_term=related_link_12&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=14&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:How Much the Average Upper-Class Retiree Claims in Social Security Benefits at Age 65;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">How Much the Average Upper-Class Retiree Claims in Social Security Benefits at Age 65<\/a><\/p>\n<p><img alt=\"benedek \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/34c4cbbce7e847688fb03ba240e2d0b9.jpeg\"\/><\/p>\n<p>benedek \/ Getty Images<\/p>\n<p>38. Bay Village, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $398,489<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $47,432<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.283<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.505<\/p>\n<p><img alt=\"CG-Photos \/ iStock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/1e2e29998921f57c1e4593f6676f8025.jpeg\"\/><\/p>\n<p>CG-Photos \/ iStock.com<\/p>\n<p>39. Vero Beach, Florida<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $375,154<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $47,249<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.724<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.454<\/p>\n<p><img alt=\"LIKE HE \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/c7a7409586ff3d3dcd7b862a98b03cb3.jpeg\"\/><\/p>\n<p>LIKE HE \/ Getty Images\/iStockphoto<\/p>\n<p>40. Hibbing, Minnesota<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $153,935<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $30,292<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 6.660<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.628<\/p>\n<p><img alt=\"aceshot \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/08\/70940089c9a7e027c8a2aab25ba8ae11.jpeg\"\/><\/p>\n<p>aceshot \/ Getty Images\/iStockphoto<\/p>\n<p>41. Trenton, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $275,124<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $39,830<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.572<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.857<\/p>\n<p><img alt=\"tupungato \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/81ccc1de4c3ae3fa7085db2b93313fb5.jpeg\"\/><\/p>\n<p>tupungato \/ Getty Images<\/p>\n<p>42. Lower Burrell, Pennsylvania<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $200,493<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $34,928<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.347<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.869<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">View Next: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/heres-how-much-you-need-retire-with-100k-lifestyle\/?hyperlink_type=manual&amp;utm_term=related_link_13&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=15&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Here\u2019s How Much You Need To Retire With a $100K Lifestyle;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Here\u2019s How Much You Need To Retire With a $100K Lifestyle<\/a><\/p>\n<p><img alt=\"\u00a9Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/8beb1808f174674b1a35f89f95ecafbe.jpeg\"\/><\/p>\n<p>\u00a9Shutterstock.com<\/p>\n<p>43. Oconomowoc, Wisconsin<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $522,443<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $57,786<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.080<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.159<\/p>\n<p><img alt=\"Beth Robertson \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/66682efbf0e22dff9e4e81e3585b88d0.jpeg\"\/><\/p>\n<p>Beth Robertson \/ Shutterstock.com<\/p>\n<p>44. Oregon, Wisconsin<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $493,364<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $54,534<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 2.789<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.423<\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/6c5b72594c3b3d311e7ae81c531af18d.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images\/iStockphoto<\/p>\n<p>45. Smithfield, Utah<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $455,957<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $52,608<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 1.656<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.530<\/p>\n<p><img alt=\"Notorious4life \/ Wikimedia Commons\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/9a018c07f65708aae89cb14cd75c192e.jpeg\"\/><\/p>\n<p>Notorious4life \/ Wikimedia Commons<\/p>\n<p>46. Trenton, Michigan<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $240,102<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $38,629<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 5.424<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.339<\/p>\n<p><img alt=\"Davel5957 \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/502e11c902948324d3327d73f450137f.jpeg\"\/><\/p>\n<p>Davel5957 \/ Getty Images\/iStockphoto<\/p>\n<p>47. Brunswick, Ohio<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $313,124<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $42,001<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 3.834<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.658<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Explore More: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/retirement-net-worth-how-your-savings-compare-to-the-average-retiree\/?hyperlink_type=manual&amp;utm_term=related_link_14&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=16&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Retirement Net Worth \u2014 How Your Savings Compare to the Average Retiree;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Retirement Net Worth \u2014 How Your Savings Compare to the Average Retiree<\/a><\/p>\n<p><img alt=\"DenisTangneyJr \/ Getty Images\/iStockphoto\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/731fc91995403cd29d4dcca7ac23e089.jpeg\"\/><\/p>\n<p>DenisTangneyJr \/ Getty Images\/iStockphoto<\/p>\n<p>48. Lumberton, Texas<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $272,554<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $40,087<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.894<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.489<\/p>\n<p><img alt=\"Sean Pavone \/ Getty Images\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/795772fca1081004cc0a6f95cd6a7875.jpeg\"\/><\/p>\n<p>Sean Pavone \/ Getty Images<\/p>\n<p>49. Jefferson, Georgia<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $410,831<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $49,156<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.566<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.361<\/p>\n<p><img alt=\"Luminoisty-images.com \/ Shutterstock.com\" loading=\"lazy\" width=\"675\" height=\"380\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/01\/93d0c4dde403725aa03960bd8f78cf23.jpeg\"\/><\/p>\n<p>Luminoisty-images.com \/ Shutterstock.com<\/p>\n<p>50. Cary, Illinois<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Average home value: $368,077<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Total cost of living annually: $48,504<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Property crime rate (per 1,000): 4.769<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Violent crime rate (per 1,000): 0.111<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Explore more original studies and surveys in the <a href=\"https:\/\/www.gobankingrates.com\/original-research-center\/?hyperlink_type=manual&amp;utm_term=incontent_link_3&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=17&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOBankingRates original research center;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOBankingRates original research center<\/a>.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Editor\u2019s note: Photos are for representational purposes only and might not reflect the exact locations listed.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Methodology: Using the FBI\u2019s 2024 Offenses Known to Law Enforcement, the property and violent crime rates (per 1,000 residents) were calculated for each location listed. The safest 500 cities were identified. The cost-of-living indexes were sourced from Sperling\u2019s BestPlaces and the national average expenditure costs for retired consumer units were calculated for each location. The average home value was sourced from Zillow Home Value Index. Assuming a 10% down payment and using the national average 30-year fixed mortgage rate, as sourced from the Federal Reserve Economic Data, the average mortgage was calculated for each location. Using the average mortgage and expenditure costs, the total cost of living was calculated. The livability index was sourced from AreaVibes. Places with populations under 10,000 were removed. The property crime rate was scored and weighted at 1.00, the violent crime rate was scored and weighted at 1.00, the mortgage cost was scored and weighted at 1.00, and the expenditure cost was scored and weighted at 1.00. All the scores were summed and sorted to show the safest and most affordable places to retire in America. All data was collected on and is up to date as of Dec. 19, 2025. <\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">More From GOBankingRates<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">This article originally appeared on <a href=\"https:\/\/www.gobankingrates.com?utm_term=bottom_link&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=22&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOBankingRates.com;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOBankingRates.com<\/a>: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/safest-most-affordable-places-to-retire-in-america-2026\/?utm_term=source_link&amp;utm_campaign=1323277&amp;utm_source=yahoo.com&amp;utm_content=23&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:50 Safest and Most Affordable Places To Retire in America;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">50 Safest and Most Affordable Places To Retire in America<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"The Midwest is shaping up to become the hottest region to retire in America. According to a new&hellip;\n","protected":false},"author":2,"featured_media":410300,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[28,12586,2934,35670,147,530],"class_list":["post-410299","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-cost-of-living","tag-getty-images","tag-livability","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/410299","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=410299"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/410299\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/410300"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=410299"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=410299"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=410299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}