{"id":42135,"date":"2025-07-28T07:52:09","date_gmt":"2025-07-28T07:52:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/42135\/"},"modified":"2025-07-28T07:52:09","modified_gmt":"2025-07-28T07:52:09","slug":"ai-now-helps-decide-your-health-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/42135\/","title":{"rendered":"AI now helps decide your health insurance coverage"},"content":{"rendered":"<p>Artificial intelligence is increasingly being used by insurers to approve or deny medical treatments. According to WETM, algorithms often decide whether care is \u201cmedically necessary\u201d and how much treatment a patient can receive\u2014sometimes without oversight or transparency.<\/p>\n<p>Critics argue these systems may delay or deny needed care, particularly for people with chronic illnesses or from marginalized groups. Appeals are rare and slow, leaving many to pay out-of-pocket or forgo treatment altogether.<\/p>\n<p>Though federal and state efforts to regulate insurance AI are growing, most systems still operate without independent review. Experts say FDA oversight may be necessary to ensure safety, fairness, and accountability.<\/p>\n<p>Get the latest headlines delivered to your inbox each morning.\u00a0<a href=\"https:\/\/www.fingerlakes1.com\/newsletter\/\" target=\"_blank\" title=\"Sign up for our Morning Edition (Opens New Tab)\" aria-label=\"Sign up for our Morning Edition (Opens New Tab)\" rel=\"nofollow noopener\">Sign up for our Morning Edition to start your day<\/a>. FL1 on the Go! Download the free FingerLakes1.com App for <a href=\"https:\/\/itunes.apple.com\/us\/app\/fingerlakes1-com\/id919463351?mt=8\" rel=\"nofollow noopener\" target=\"_blank\">iOS (iPhone, iPad)<\/a>.<\/p>\n<p><a href=\"https:\/\/www.fingerlakes1.com\/author\/newsroom\/\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"lazyload\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/07\/FL1-01-LOGO-2022-V01-250x250-newer.png\" width=\"90\" height=\"90\" alt=\"\" itemprop=\"image\"\/><\/a><\/p>\n<p>FingerLakes1.com is the region\u2019s leading all-digital news publication. The company was founded in 1998 and has been keeping residents informed for more than two decades. Have a lead? Send it to <a href=\"https:\/\/www.fingerlakes1.com\/cdn-cgi\/l\/email-protection\" class=\"__cf_email__\" data-cfemail=\"e688839195a6808f888183948a878d8395d7c885898b\" rel=\"nofollow noopener\" target=\"_blank\">[email\u00a0protected]<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Artificial intelligence is increasingly being used by insurers to approve or deny medical treatments. According to WETM, algorithms&hellip;\n","protected":false},"author":2,"featured_media":42136,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[97,252,253,4783],"class_list":{"0":"post-42135","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-health-care","8":"tag-health","9":"tag-health-care","10":"tag-healthcare","11":"tag-ymyl"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/42135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=42135"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/42135\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/42136"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=42135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=42135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=42135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}