{"id":5005,"date":"2025-07-12T19:53:07","date_gmt":"2025-07-12T19:53:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/5005\/"},"modified":"2025-07-12T19:53:07","modified_gmt":"2025-07-12T19:53:07","slug":"mom-asks-daughter-to-hand-over-her-inheritance-to-help-pay-her-mortgage","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/5005\/","title":{"rendered":"Mom Asks Daughter to Hand Over Her Inheritance to Help Pay Her Mortgage"},"content":{"rendered":"<p>NEED TO KNOW<\/p>\n<p>A woman&#8217;s mother asked her to hand over her inheritance to pay a mortgage on a house with no sentimental value<\/p>\n<p>The daughter, a teacher, wants to use the money for her students and children instead<\/p>\n<p>Years of financial instability and a rocky relationship leave her questioning whether to say no<\/p>\n<p>A woman is turning to the Reddit community for support after making the decision to withhold a small inheritance from her mother, sparking a conversation about boundaries, family and financial responsibility.<\/p>\n<p>The woman shares that her grandparents, who adopted and raised her, recently died within a year of each other, leaving her and her siblings $600 checks from their estate.<\/p>\n<p>\u201cIt certainly isn\u2019t life changing, but helpful, especially in this economy,\u201d she explains in <a data-i13n=\"cpos:1;pos:1\" href=\"https:\/\/www.reddit.com\/r\/AmItheAsshole\/comments\/1ltetc0\/wibta_my_grandfather_passed_away_mom_wants_left\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:her post;cpos:1;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">her post<\/a>. Her mother, however, soon reached out with a request that left her feeling conflicted.<\/p>\n<p><img decoding=\"async\" class=\"caas-img caas-lazy has-preview\" alt=\"Getty Stock photo of a woman receiving money\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/07\/6a062b92bcf97249da61890cca33f73c.jpeg\"\/><\/p>\n<p>Getty<\/p>\n<p> Stock photo of a woman receiving money<\/p>\n<p>\u201cMy mom texted to ask if she could have the money (not a loan) to put towards the mortgage on my grandparent\u2019s house,\u201d she writes, noting that her mother hopes to move into the home someday, but not for a couple of years.<\/p>\n<p>The house itself holds no sentimental value for the siblings, as she points out, \u201cThis is not the house that any of us grew up in, as my grandparents only purchased it about two years ago, so there are no childhood memories within those walls.\u201d<\/p>\n<p>She adds, \u201cIn fact, she had not even seen the house in person until my grandmother\u2019s funeral,\u201d underscoring the lack of personal connection her mother has to the property. Despite her mother\u2019s stable, well-paying career, the woman describes a pattern of financial instability rooted in lifestyle choices.<\/p>\n<p>\u201cShe tends to spend money on luxury items and services and has a history of making financial decisions that seem impulsive or unsustainable,\u201d the woman shares. She acknowledges, \u201cIt is certainly her right to keep her hair and nails done, pay for plastic surgery, purchase five expensive Golden Retrievers, etc.\u201d<\/p>\n<p>However, the woman draws a line, explaining, \u201cWhile my husband and I live comfortably, we cannot continue to be her personal bank.\u201d<\/p>\n<p>The pull between wanting to help and needing to protect her own family\u2019s resources became clear after a recent incident.<\/p>\n<p>\u201cJust this past December, she called me on New Year\u2019s Eve to ask for a loan to get her newest husband on an emergency flight to make a court date they claimed was \u2018unexpected\u2019, \u201d she recalls. \u201cWhile my children watched the fireworks, I was trying to help her out and get a flight booked.\u201d<\/p>\n<p>The loan, she admits, \u201chas not been paid back, though knowing her, it honestly wasn\u2019t expected.\u201d As a teacher who has just moved to a new school with fewer resources, the woman sees the inheritance as a chance to invest in her students, and her own children.<\/p>\n<p>\u201cI\u2019d love to use the money to buy class sets of novels and live plants for my classroom and\/or do something super fun with my children this summer,\u201d she reveals. Her practical concerns also extend to the future of the house her mother wants to buy.<\/p>\n<p><img decoding=\"async\" class=\"caas-img caas-lazy has-preview\" alt=\"Getty Stock photo of two women arguing\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2025\/07\/2a39e0307a86bec63714b9b3ed18bfec.jpeg\"\/><\/p>\n<p>Getty<\/p>\n<p> Stock photo of two women arguing<\/p>\n<p>Never miss a story \u2014 sign up for <a data-i13n=\"cpos:2;pos:1\" href=\"https:\/\/people.com\/people-news-daily-newsletter-sign-up-8692701\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:PEOPLE&#039;s free daily newsletter;cpos:2;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">PEOPLE&#8217;s free daily newsletter<\/a> to stay up-to-date on the best of what PEOPLE has to offer\u200b\u200b, from celebrity news to compelling human interest stories.<\/p>\n<p>\u201cI\u2019m also not sure how she plans to continue to pay the mortgage on the house until she moves in, and worry that I\u2019ll be out $600 and the bank will get the house anyway,\u201d she confides. With these worries in mind, she&#8217;s turned to Reddit for advice.<\/p>\n<p>A commenter responds with reassurance, writing, \u201cYou don\u2019t even need to have a single one of those reasons. The money was left to you by your grandparents.\u201d<\/p>\n<p>The commenter continues, \u201cYou don\u2019t owe your mother (is she really a mom? Was she present throughout your childhood? Did she pay child support) a cent of that money.\u201d<\/p>\n<p>The woman clarifies her family history and the complexity of her relationship with her mother. \u201cNo, we were adopted after she signed her rights to us over to my grandparents,\u201d she explains. \u201cShe was apparently supposed to adopt us back, but it never happened.\u201d<\/p>\n<p>She reflects on their relationship, saying, \u201cWe do not have a typical mother-daughter relationship. It\u2019s been cordial, but rocky as an adult. She\u2019s just so flaky, so it\u2019s hard to let her in.\u201d<\/p>\n<p>Still, she acknowledges moments of connection, adding, \u201cShe did purchase my wedding dress, and when my teens were very young, she was a semi-active grandparent for a couple of years.\u201d<\/p>\n<p>Now the woman is torn with the decision of honoring the wishes of those who raised her, or stepping up to help her mother once again.<\/p>\n<p>Read the original article on <a data-i13n=\"cpos:3;pos:1\" href=\"https:\/\/people.com\/daughter-debates-giving-inheritance-to-mom-for-mortgage-reddit-11767493\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:People;cpos:3;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">People<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"NEED TO KNOW A woman&#8217;s mother asked her to hand over her inheritance to pay a mortgage on&hellip;\n","protected":false},"author":2,"featured_media":5006,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[28,5513,5518,5516,147,530,5515,5514,5517],"class_list":{"0":"post-5005","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-financial-instability","10":"tag-financial-responsibility","11":"tag-grandparents","12":"tag-personal-finance","13":"tag-personalfinance","14":"tag-rocky-relationship","15":"tag-sentimental-value","16":"tag-the-house"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/5005","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=5005"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/5005\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/5006"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=5005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=5005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=5005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}