Paying out an inheritance over time was supposed to help a 29-year-old rebuild his life. Instead, it became the source of a financial shock.<\/p>\n
Calling from Minneapolis, David told <\/a>“The Ramsey Show” he had been receiving money from a late family member in installments over roughly two years. Early on, his girlfriend<\/a> was set up on the account as a payee \u2014 an arrangement that later came under scrutiny.<\/p>\n “I just recently found out that around [$30,000] to $40,000 is just gone,” he said. “It should have been saved in a bank account, and it’s just missing.”<\/p>\n Don’t Miss:<\/p>\n The situation raised more questions than answers. David said girlfriend admitted to taking the money, but there were no records, receipts or clear explanation for where it went. When pressed, he said her response was simply that she did not know.<\/p>\n The two were still living together on the same lease, even though she no longer had access to his bank account. That added tension because separating financially proved easier than separating physically.<\/p>\n “And why is she not the ex-girlfriend?” personal finance expert Dave Ramsey<\/a> asked.<\/p>\n David’s main concern was whether there was any legal way<\/a> to recover what had been lost. The answer from the hosts was blunt. His girlfriend had been placed on the account in an oversight role, so the situation was not a typical theft case.<\/p>\n “Never combine your finances or life with someone you\u2019re not married to,” co-host George Kamel said.<\/p>\n