{"id":602066,"date":"2026-04-23T18:24:10","date_gmt":"2026-04-23T18:24:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/602066\/"},"modified":"2026-04-23T18:24:10","modified_gmt":"2026-04-23T18:24:10","slug":"us-fixed-30-year-mortgage-rate-drops-to-6-23","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/602066\/","title":{"rendered":"US fixed 30-year mortgage rate drops to 6.23%"},"content":{"rendered":"\n<p class=\"yf-1fy9kyt\">WASHINGTON, April 23 (Reuters) &#8211; The average rate on the popular U.S. 30-year \u200cfixed-rate mortgage fell this week, though \u200cfurther declines are likely to be limited by \u200buncertainty surrounding a fragile ceasefire between Washington and Iran.<\/p>\n<p class=\"yf-1fy9kyt\">The 30-year fixed mortgage rate averaged 6.23%, down from 6.30% last week, mortgage \u200cfinance agency \u2060Freddie Mac said on Thursday. It averaged 5.98% just before the \u2060U.S. and Israel attacked Iran at the end of February as Freddie Mac and \u200bFannie Mae \u200bexpanded purchases of \u200bmortgage-backed securities.<\/p>\n<p class=\"yf-1fy9kyt\">The rate \u200cshot up to an average of 6.46% at the beginning of April. Mortgage rates track U.S. Treasuries, which have largely been range-bound amid lingering uncertainty over the \u200ctruce.<\/p>\n<p class=\"yf-1fy9kyt\">Trump on Tuesday indefinitely \u200bextended the ceasefire with \u200bIran, though \u200ba U.S. Navy blockade of \u200cIranian ports remained in \u200beffect. On \u200bThursday, Trump said he had ordered the U.S. Navy &#8220;to shoot and kill any \u200bboat&#8221; that \u200cis laying mines in the Strait \u200bof Hormuz, lifting global oil \u200bprices.<\/p>\n<p class=\"yf-1fy9kyt\">(Reporting By Lucia Mutikani)<\/p>\n","protected":false},"excerpt":{"rendered":"WASHINGTON, April 23 (Reuters) &#8211; The average rate on the popular U.S. 30-year \u200cfixed-rate mortgage fell this week,&hellip;\n","protected":false},"author":2,"featured_media":602067,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[28,101,4665,801,261915],"class_list":["post-602066","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-business","tag-economy","tag-freddie-mac","tag-iran","tag-mortgage-backed-securities"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/602066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=602066"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/602066\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/602067"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=602066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=602066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=602066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}