{"id":765159,"date":"2026-07-15T22:50:19","date_gmt":"2026-07-15T22:50:19","guid":{"rendered":"https:\/\/www.newsbeep.com\/us\/765159\/"},"modified":"2026-07-15T22:50:19","modified_gmt":"2026-07-15T22:50:19","slug":"carrier-financed-iphones-in-the-us-now-get-locked-to-that-carrier","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us\/765159\/","title":{"rendered":"Carrier-financed iPhones in the US now get locked to that carrier"},"content":{"rendered":"<p>It used to be that all iPhones bought directly from Apple in the US came unlocked, meaning that you could use them with any carrier \u2013 even if you bought the phone with financing from another carrier. Now that\u2019s no longer the case.<\/p>\n<p>Apple has updated its FAQ and it now says that iPhones bought with carrier financing are locked to that carrier until the phone is paid off. Once you complete the final payment, the phone will be unlocked and you will be free to switch to a different carrier.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"inline-image\" width=\"1200\" height=\"240\" alt=\"The updated FAQ states that you no longer get an unlocked phone with carrier financing\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/07\/gsmarena_001.png\"\/><br \/>\nThe updated FAQ states that you no longer get an unlocked phone with carrier financing<\/p>\n<p>This applies to AT&amp;T, T-Mobile and Verizon, which are the three carriers that Apple works with. There are two more options \u2013 Apple Card Monthly Installments and Apple iPhone Payments. These require activation on one of the three carriers, though as far as we can tell, this doesn\u2019t lock the phone to that carrier.<\/p>\n<p>Confusingly, the \u201cSee details\u201d popups for T-Mobile and Verizon still claim that you will receive an unlocked iPhone, but maybe Apple forgot to update that text. AT&amp;T\u2019s popup doesn\u2019t promise an unlocked phone.<\/p>\n<p class=\"image-row clearfix\">&#13;<br \/>\n<a onclick=\"javascript:ShowImg2(&quot;news\/26\/07\/apple-iphone-locked-to-carrier-with-financing\/popup\/gsmarena_002.png&quot;);return false\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" alt=\"Contradictory details for T-Mobile\u2019s and Verizon\u2019s device payment programs\" width=\"215\" height=\"141\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/07\/1784155818_212_gsmarena_002.jpg\"\/><\/a>&#13;<br \/>\n<a onclick=\"javascript:ShowImg2(&quot;news\/26\/07\/apple-iphone-locked-to-carrier-with-financing\/popup\/gsmarena_003.png&quot;);return false\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" alt=\"Contradictory details for T-Mobile\u2019s and Verizon\u2019s device payment programs\" width=\"215\" height=\"141\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/07\/1784155818_605_gsmarena_003.jpg\"\/><\/a>&#13;<br \/>\n<a onclick=\"javascript:ShowImg2(&quot;news\/26\/07\/apple-iphone-locked-to-carrier-with-financing\/popup\/gsmarena_004.png&quot;);return false\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" alt=\"Contradictory details for T-Mobile\u2019s and Verizon\u2019s device payment programs\" width=\"215\" height=\"141\" src=\"https:\/\/www.newsbeep.com\/us\/wp-content\/uploads\/2026\/07\/1784155819_685_gsmarena_004.jpg\"\/><\/a>&#13;<br \/>\n<br \/>Contradictory details for T-Mobile\u2019s and Verizon\u2019s device payment programs<\/p>\n<p>Previously, people were able to get better deals by picking a favorable carrier financing plan and connecting the phone to another carrier either as the main SIM or as the second SIM. Now there is a lot less wiggle room \u2013 you either live with the SIM lock or you go through Apple\u2019s financing plans.<\/p>\n<p>PS. A possibly related and certainly coincidental change is that Apple <a href=\"https:\/\/www.reddit.com\/r\/apple\/comments\/1uwiynz\/boost_mobile_no_longer_sold_or_supported_by_apple\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">no longer offers<\/a> Boost Mobile carrier deals.<\/p>\n<p class=\"article-source\"><a href=\"https:\/\/www.apple.com\/shop\/buy-iphone\/iphone-17-pro\/6.3-inch-display-256gb-deep-blue-t-mobile\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Source<\/a> | <a href=\"https:\/\/tmo.report\/2026\/07\/apple-store-devices-will-no-longer-come-unlocked-when-purchased-via-carrier-installment\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Via<\/a><\/p>\n<p>Apple iPhone 17 Pro Max<\/p>\n<p>Apple iPhone 17<\/p>\n","protected":false},"excerpt":{"rendered":"It used to be that all iPhones bought directly from Apple in the US came unlocked, meaning that&hellip;\n","protected":false},"author":2,"featured_media":765160,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[165,74],"class_list":["post-765159","post","type-post","status-publish","format-standard","has-post-thumbnail","category-mobile","tag-mobile","tag-technology"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/765159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/comments?post=765159"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/posts\/765159\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media\/765160"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/media?parent=765159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/categories?post=765159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us\/wp-json\/wp\/v2\/tags?post=765159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}