The first wave of Social Security payments for July is scheduled to be distributed this week.<\/p>\n
Social Security benefits \u2014 paid mostly to recipients who are older or retired \u2014 are typically scheduled to go out on Wednesdays<\/a>.<\/p>\n Social Security faces a shortfall as soon as 2032. If Congress does nothing, research suggests, retirees will see a 28% cut<\/a> in monthly benefits. That has caused several groups to propose their own ways to fix the program.\u00a0<\/p>\n Among them was a Washington, DC, think tank, which recently caused a stir with a report proposing to cap annual Social Security benefits at $100,000<\/a> to shore up the retirement trust fund.\u00a0<\/p>\n Here\u2019s what you need to know about this week\u2019s Social Security payments.<\/p>\n Who gets their Social Security payment this week?<\/p>\n Beneficiaries who were born from the first to the 10th day of their birth month are set to receive their monthly Social Security benefit on Wednesday, July 8, according to the SSA\u2019s payment calendar.<\/a><\/p>\n When are Social Security payments sent?<\/p>\n Social Security benefits<\/a> \u2014 mainly paid to recipients who are older or retired \u2014 are typically paid on Wednesdays.<\/p>\n If a recipient\u2019s birthdate is from the first to the 10th of the month, they are usually issued payments on the second Wednesday of the payment month, according to the SSA\u2019s calendar<\/a>. Recipients born from the 11th to the 20th are paid on the third Wednesday, and those born after the 20th are paid on the fourth Wednesday.<\/p>\n See your July schedule: When to expect your Social Security payment.<\/a><\/p>\n For those who received Social Security before May 1997, you can expect your payment on the third day of the month, unless it falls on a weekend or holiday<\/p>\n Individuals who receive both Social Security and Supplemental Security Income (SSI) can expect their Social Security payment on the third day of the month and their SSI payment on the first day of the month.<\/p>\n Full 2026 Social Security payment calendarSSI payment schedule for the rest of 2026<\/p>\n Recipients of Supplemental Security Income (SSI) checks<\/a> are typically issued payments on the first business day of the month, which in July fell on Wednesday, July 1.<\/p>\n Here are the dates for SSI payments for 2026<\/a>, according to the SSA calendar<\/a>:<\/p>\n Friday, July 31, 2026 (check for August 2026).<\/p>\n Tuesday, Sept. 1, 2026 (check for September 2026).<\/p>\n Thursday, Oct. 1, 2026 (check for October 2026).<\/p>\n Friday, Oct. 30, 2026 (check for November 2026).<\/p>\n Tuesday, Dec. 1, 2026 (check for December 2026).<\/p>\n Friday, Dec. 31, 2026 (check for January 2027).<\/p>\n Contributing: Mike Snider, USA TODAY<\/p>\n Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Reach him at fernando.cervantes@gannett.com and follow him on X @fern_cerv_.<\/p>\n