As more shoppers embrace tap-to-pay technology, cybersecurity experts are warning consumers about a potential scam known as “ghost tapping.”<\/p>\n
It has nothing to do with Halloween. It’s actually a form of digital theft that can occur without a criminal ever physically taking your wallet.<\/p>\n
Contactless payments have become increasingly common, allowing people to pay by tapping a credit card, smartphone, or smartwatch at checkout.<\/p>\n
The technology is fast, convenient, and generally considered secure. But experts say consumers should still be aware of emerging threats.<\/p>\n
“It’s a scary world we live in,” said consumer Devon Brand after learning about the risks associated with contactless payments.<\/p>\n
WATCH as a cybersecurity expert shows how thieves can now tap into your credit card:<\/p>\n
‘Ghost tapping’ scam worsens: How to protect your credit card<\/p>\n
Dave Hatter, a cybersecurity consultant with Intrust IT<\/a>, describes ghost tapping as the modern version of pickpocketing.<\/p>\n “Instead of the old days where I bump into you and try to steal the wallet out of your pocket, now I am trying to bump into you and I am trying to read those cards,” Hatter said.<\/p>\n While he stresses that consumers should not panic, he said the threat is real, especially in crowded environments where criminals can blend into the crowd.<\/p>\n “I wouldn’t lose sleep over it, but there is a real risk,” Hatter said.<\/p>\n Warning signs to watch for <\/p>\n The Better Business Bureau<\/a> has warned consumers about tap-to-pay scams and recommends monitoring accounts for suspicious activity.<\/p>\n Potential red flags include:<\/p>\n Small, unfamiliar “test” charges on your credit card statementMerchants using tap-to-pay systems without clearly displaying the transaction amountUnexpected charges appearing after visits to festivals, markets, concerts, or while using public transit<\/p>\n How to protect yourself <\/p>\n Security experts recommend regularly reviewing your bank and credit card statements and enabling transaction alerts whenever possible.<\/p>\n For added protection, Hatter suggests using a faraday pouch<\/a> or RFID-blocking wallet or card sleeve<\/a>. These products, which can cost as little as $10 to $12, are designed to block wireless signals.<\/p>\n “The devices that are inside it can neither send nor receive any outside contact,” Hatter said.<\/p>\n However, experts advise consumers to read product reviews and choose reputable brands before purchasing.<\/p>\n “Something like an RFID-blocking wallet, a quality one from a quality manufacturer, is worth looking into,” Hatter said.<\/p>\n