What to Know About Getting a Financial Advisor in Your 20s
Someone I know in their late 20s recently told me they had just hired a financial advisor. It…
The Optimal Setup for Your Investment Portfolio As Retirement Nears
The 4% rule for retirees is easy enough to understand in theory: withdraw that much of your portfolio…
How a 64-Year-Old Turned an $880,000 401(k) Rollover Into a $5,200 Monthly Paycheck Without Buying an Annuity
Quick Read A 7% blended yield from holdings like O (5.2%) and VZ (5.9%) turns an $880,000 rollover…
The 7-Step Ladder a Professor Uses to Hit Financial Independence
Miguel Marquez has spent years making complex subjects easier to understand. Originally from Spain, the 47-year-old earned a…
How a 55-Year-Old Teacher Could Replace an $85,000 Salary With Dividend Growth Plus Covered Calls
Quick Read Replacing an $85,000 salary requires anywhere from $708,000 at a 12% yield to over $2.4 million…
How to Enjoy Retirement Without Spending Your Children’s Inheritance
Quick Read A 3.5% portfolio requires $2.29M but grows principal for heirs, while a 10% portfolio needs only…
Social Security Pays $2,081 a Month. Here’s How Much You Need Invested to Match It.
Quick Read Verizon (VZ) and Realty Income (O) anchor a 4.7% blended portfolio requiring just $510,000 to match…
A $1.4 Million Portfolio That Generates More Income Than the Average California Public Employee Pension
Quick Read A $1.4 million portfolio at a 3.5% yield generates roughly $49,000 annually, slightly exceeding the average…
Young & Invested: Three portfolio decisions to consider after federal budget changes
Welcome to my column, Young & Invested, where I discuss personal finance and investing for Gen Z and Millennials.…
62-Year-Old Retiree’s $2.4M Portfolio Could Drop to $1.1M by 80 in the Wrong Market
Quick Read A retiree starting withdrawals during the 2000-2002 crash would have seen their $2.4 million portfolio drop…
Building the Backbone of Metabolic Health: Our Investment in Nourish
Chances are, someone in your life is managing a chronic health condition. Maybe it’s a parent with diabetes,…
I’m 55 and Ready to Retire: What Happens to My 401(k)?
The retirement journey is a long-term process. You have to save for many years before reaching your retirement…