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Browsing Tag

Money Clinic

26 posts
PPersonal finance
I'm 58 and want to retire in two years. Should I move my pension into cash?
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I’m 58 and want to retire in two years. Should I move my pension into cash?

  • June 23, 2026
In our weekly series, readers can email in with any questions about retirement and pension savings to be answered by…
PPersonal finance
Is it a bad idea to move my final salary pension to give me more retirement flexibility?
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Is it a bad idea to move my final salary pension to give me more retirement flexibility?

  • June 8, 2026
In our weekly series, readers can email in with any questions about retirement and pension savings to be…
PPersonal finance
I'm a landlord. Can I pass my flats to my children without inheritance tax due?
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I’m a landlord. Can I pass my flats to my children without inheritance tax due?

  • June 6, 2026
In our weekly series, readers can email any questions about their finances to be answered by our expert,…
PPersonal finance
Can I temporarily stop getting my state pension at 73 to cut my tax rate?
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Can I temporarily stop getting my state pension at 73 to cut my tax rate?

  • June 2, 2026
In our weekly series, readers can email in with any questions about retirement and pension savings to be…
PPersonal finance
I'm 80, my wife is 76 and we live on the state pension. Can we boost our income?
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I’m 80, my wife is 76 and we live on the state pension. Can we boost our income?

  • May 15, 2026
In our weekly series, readers can email any questions about their finances to be answered by our expert,…
PPersonal finance
I attempted to claim my teacher pension two years ago
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I attempted to claim my teacher pension two years ago

  • May 11, 2026
In our weekly series, readers can email in with any questions about retirement and pension savings to be…
PPersonal finance
I have £12,000 in a Serps pension. If I take it out at 55, will it affect my state pension?
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I have £12,000 in a Serps pension. If I take it out at 55, will it affect my state pension?

  • April 14, 2026
In our weekly series, readers can email in with any questions about retirement and pension savings to be…
PPersonal finance
I'm 64 with £40,000 savings. Should I keep it in an ISA or move to a pension?
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I’m 64 with £40,000 savings. Should I keep it in an ISA or move to a pension?

  • April 8, 2026
In our weekly series, readers can email in with any questions about retirement and pension savings to be…
PPersonal finance
How can I take my £6,000 pension while paying as little tax as possible?
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How can I take my £6,000 pension while paying as little tax as possible?

  • April 3, 2026
In our weekly series, readers can email any questions about their finances to be answered by our expert, Rosie…
PPersonal finance
I'm paying my children's rent and parents' care bills
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I’m paying my children’s rent and parents’ care bills

  • April 2, 2026
In our Budgeting Clinic series, Tom Francis, head of personal finance at Octopus Money, answers your questions about…
PPersonal finance
My pension has been hit by the Iran crisis
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My pension has been hit by the Iran crisis

  • March 9, 2026
A reader is concerned about whether escalating tensions in the Middle East could affect their pension  In our…
PPersonal finance
I still have an ISA allowance to use
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I still have an ISA allowance to use

  • March 6, 2026
A reader is worried about stock market volatility but has money to put into an ISA In our Budgeting…
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